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A Payment A Day Part 5
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Hi All,
I hope you dont mind me joining?
I have a question, I notice some of you are doing Pad's to Barclaycard, doesn't this interfer with Direct Debits, if you have them set up, as if you make a payment then it doesnt take the DDB or so I thoughtdo any of you cards have interest or are they all 0%?
Im finding it all so confusing, hence the questions?
Hiya and welcome!
The extra payments shouldn't affect your DD however, keep an eye on it as the months go on as some companies have a tendancy to cut the amount they take (if you've set up the DD for them to take a specific amount as opposed to just the min payment) so you may end up paying less than you thought you were, if you see what I mean!
Flower - maybe OH got you the wii fit board you wanted a couple of months ago?!!Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0 -
angelicmary85 wrote: »
Flower - maybe OH got you the wii fit board you wanted a couple of months ago?!!
Ooh no we already got that. I won itWhich kinda annoyed him abit coz i know thats what he was planning on getting me :rotfl:
ETA: cant believe i forgot to tell you, OH thought we had won the lottery by how excited i was at winning it lolBiggest Loser Weight Loss: 13 / 20 lb0 -
paid £50.22 to Next today and also had a cheque from music magpie for £8 which will be used against one of my debts - just need to decide who the looking receipant will be.O/S Debt: PL £[STRIKE]15207.34[/STRIKE] £9884.55; HSBC £4060.99; Tesco£1430.15; M&S £5990.17; Virgin [STRIKE]£5158.69[/STRIKE] £4210.14; Egg £4619.00; O/S = ££30,292.42 AIM - To Be Debt Free 56 months0
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Hi all, £10.50 to Barclaycard today as got some click money through.
Hi Kezzae, welcome to the thread. I don't know whether paying every day makes a difference to the direct debit as I don't pay my bill by DD.Someone else will probably know tho.
Hi
Thanks for the warm welcome.
Im promptly trying to move my Barclaycard balance to a 0% card. Apr is 11.49% on it:eek:. I have a direct debit set up for the minimum payment but if I make a payment to it before hand they dont take the DDB...... so if I dont pay enough Il get hit with a fee.
So as soon as Ive shifted it i will be with you!!!! Il end up confused otherwise;)Quit Day - 8th July 2009.0 -
Ooh no we already got that. I won it
Which kinda annoyed him abit coz i know thats what he was planning on getting me :rotfl:
ETA: cant believe i forgot to tell you, OH thought we had won the lottery by how excited i was at winning it lol
Is there anything else that you've hinted at??Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0 -
Paid 10 pounds to my ccs (five each) so tired!
thanks again for this thread.Nevertheless she persisted.0 -
Evening,
PaD for me today of £5.
Ta muchly for the totals mac
xx0 -
angelicmary85 wrote: »Is there anything else that you've hinted at??
No i havent. Everyone has been asking me what i want, but for the first time ever i cant think of anything. I usually have a pretty good idea of what OH is going to get me but this time i dont have a clue coz i havent dropped any hints.
So i guess this one will be a complete surprise!Biggest Loser Weight Loss: 13 / 20 lb0 -
Hello all. My you lot have been busy. I haven't been around for a few days, went away with the family and took the rain with me. Need to get back to it so todays pad a huge £3.45. Welcome to all new Padders. Will try and catch up with the posts.Proud to be dealing with my debts:j
Snowball amount £25548.54
PAD Challenge £959.84 (Oct - Dec 2017)
1% Challenge so far 11%(Oct - Dec 2017)0 -
Hi all
Just a quick post to make my PAD for today of £298.48 to MY Evil Egg...New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0
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