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A Payment A Day Part 5
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Hello everyone, hows things? TGI Friday eh? :T
Sorry Jo no PAD today - but things are looking ok for next month fingers crossed.
Welcome back Andy, glad you had a nice holiday! Best get down the farm and start catching up with the rest of us hehe.
Mac, I found Yoga really boring - I tried a class once with my mate who's really into it, because it's free at the gym. Everyone was taking it really seriously and I was lieing there thinking of really random things because I was bored and really wanting to laugh... eventually I couldn't hold it in any longer and I had to leave the room! When you're stifling giggles its really hard to hold a position! Same with pilates... mind you I don't relax easily, bit of an insomniac and I live on 3/4 hours sleep a night :rolleyes: so I'm probably not cut out for it! I'd love to do it because it seems like such a grown up thing to do!
I'm gonna have a nice lazy night tonight, then busy day tomorrow amongst other things I've got footy in the afternoon then a mad dash to Birmingham airport to pick up mates who have just been on holiday. Hope everyone is having a good eveningxx
Ths signature is out of date because I'm too lazy to update it...0 -
Evening all!!
just £1 today to my tin please xxO/S Debt: PL £[STRIKE]15207.34[/STRIKE] £9884.55; HSBC £4060.99; Tesco£1430.15; M&S £5990.17; Virgin [STRIKE]£5158.69[/STRIKE] £4210.14; Egg £4619.00; O/S = ££30,292.42 AIM - To Be Debt Free 56 months0 -
Hi all again and thank you for the welcome - have been and hunted paperwork out for nasty MBNA and updated sig. Also contacted Abbey for 15 months of 0% to balance transfer.
Just £5 as first PAD please for MBNA
F3
xJanuary 2020 Grocery challenge £119.45/£200
February 2020 Grocery challenge £195.22 /£200
March 2020 - gone to pot...
April 2020 - £339.45/£200
May 2020 - £194.99/£3000 -
:hello: everyone & especially andy! what with my hols, then yours, it feels like agggggeees since i've "seen" you!
had a bit of a duvet day today, not feeling great. ho hum. at least it kept me off the streets and out of the shops spending! i have just made a photo book for my mum on snapfish to send as a thank you for having us, but that was a planned spend.
glad it's friday night! DH will finally be home after days away, so we can catch up and watch some ugly betty recorded
xxttbMortgage free as of 11/11/15 !
:Anow... to start some serious saving :A
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Just wrote a cheque out to Citi for £444.47 which will clear that card completely, not sure if I should cancel it or hope they give me a good balance transfer rate in the near future.0
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Just wrote a cheque out to Citi for £444.47 which will clear that card completely, not sure if I should cancel it or hope they give me a good balance transfer rate in the near future.
I have done the same today with MBNA BUT be ready for a statement next month saying you still owe a tiny bit of interest from the date of your last statement to the date the cheque clears. :mad:
Whooohoo...thats at least 2 of us whipping their butts today!!!!! :j:j:j2013 TARGET £30k
2012 £26500 paid off.
2011 £22750 paid off
2010 £19800 paid off
2009 MBNA Cleared 25.09.09 £34391.33 PAID OFFDFW Nerd 612 Proud to be dealing with my debts0 -
Oh poop!
just lost the lovely long message replying to you all...
But anyway ..welcome back all those missing in action or enjoying jolly holidays, welcome to the madhouse newcomers, well done on some great pads and for those contemplating yoga..Research confirms that drinking gives you the same benefits as yoga !
SavasanaPosition of total relaxation.
DolphinExcelent for the shoulder area, thorax, legs, and arms.
cheers:beer:
Pipx0 -
Hey Andy,
Glad you had a lovely holiday!!
You coming up for the Scottish DFW meet? There's going to be a PAD contingent!0 -
Am I too late to join in the fun?
Pleeeeeeeeze let me play
Im about to make a large dent in my evil Egg and want to keep the momentum goingStuck in a hole:(:( Just a step from getting out
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Nearly forgot ..PAD = £100.25 to MBNA .. 'cos I can :j
plus still got that £200 in my purse:jhow good is that!!
Pip
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