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A Payment A Day Part 5

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  • macgirl wrote: »
    Hi Panda Paws :hello:

    Keep going. We all have set backs on here - I think it's called "life"!
    Even if you only PAD a tiny amount every day, it is something. Besides people on here keep you very motivated, so catching up for 5 minutes a day can be all it takes :)

    For me it's the doing it that counts. Even after needing some emergency credit (£600+) to replace the clutch on my van, I was still back here to PAD pennies. Even if I go into overdraft, I will still PAD a few pennies. It doesn't make financial sense but it does keep me in the habit.
  • Matt666
    Matt666 Posts: 154 Forumite
    Well....got my Egg card through today - although annoyingly the limit is £1500 as opposed to the 2k I was hoping for to transfer all my Abbey onto...anyway, I've transfered most across, so some big PADS are in order to clear enough space on the Virgin to transfer the rest of the Abbey over whilst the 0% deal is still available!

    So...PAD today is £5 whilst I wait for a cheque to clear from the bloody Mint rebate, more to come before this month ends!

    :D
    Bank loan was £18,202.32 now £441.53
    Egg C/C @ 0% was £1467.75 now £582.99
    Virgin CC @ 0% was £2827.54 now £1974.34
    £3,121.15 Remaining...DEBT FREE >>> Potentially now September 2010!!!
    :D MINT CC & Abbey CC CLOSED:D
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    macgirl wrote: »
    Morning All!

    What a beautiful day it is, as it's PAYDAY for me! Yippee!!:j
    However £400 to be paid out today for my Car timing belt and service:mad::mad::mad:
    Sorry to hear you've been so stressed Jo - here's a DH for you :grouphug:
    Have you tried yoga? It works for me. I was v.stressed too the last couple of months and started doing it again - bliss!
    Thanks for the totalling - you've done a great job!:T:T:T
    Right PAD for today £100 OD £50 to Virgin = £150 please Jo!
    Great news about Terri!:j
    Have a good day everyone, mac x



    Nice big PAD.Well done:T
    I have often thought about yoga s perhaps I'll give it a go. Have started walking the two miles to work and thats very relaxing, especially in this lovely weather:D
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hiya Andy! :hello:

    Nice to see you back - glad you had a good time!!!
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    jo41 wrote: »
    Nice big PAD.Well done:T
    I have often thought about yoga s perhaps I'll give it a go. Have started walking the two miles to work and thats very relaxing, especially in this lovely weather:D

    Yoga's great. I didn't want to go at first as it's a fiver a lesson, but my lovely hubby said he'd pay (think I was driving him nuts with my stress:rolleyes:).

    Anyway, as soon as you get there, you lie on the floor and just observe your breathing.
    Within about 10 seconds, you can feel the tension leave your body and you don't want to get up!
    Then you do loads of stretches and lie down again at the end and relax all your muscles and she says things like -
    "Imagine a bright blue light in each hand and at your head and feet. This light gives you all the healing energy you need. All stress and tension has now left your body and you are filled with warming light and positivity".
    There's always someone snoring, it's soooo relaxing!
    It's BLISS!!!! Defo try it Jo - you might not be debt-free in no time, but you'll certainly be stress-free!!:T
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello to newbies, welcome back to oldies and a big yayhay to all those lovely large PADs today. Remember I only have 6 more totals so please make them Large!:D:D:rotfl::rotfl::rotfl:
  • Welcome back Andy glad you had a great time grrr re the wages but at least they paid you too much rather than too little :D

    TIFTK congratulations on baby Oscar :j:j:j:j:j:j

    £35 for me today to the 0% fund more free bingo money - I love free money:rotfl::rotfl:

    Need to have a good sort out of finances I may use my fund to to pay off some of OHs MBNA card so that there is no temptation to spend it and I want to see my debt figure go down :rolleyes:

    DTxx
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    macgirl wrote: »
    Hiya Andy! :hello:

    Nice to see you back - glad you had a good time!!!

    Thanks Mac! Nice and refreshed and ready to resume battle with the Credit Cards!
    Welcome back Andy glad you had a great time grrr re the wages but at least they paid you too much rather than too little :D

    DTxx

    Very true! Maybe I can even make a couple of quid interest for PADs whilst the extra is sat in the ISA....Every cloud and all that....
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • Hi all

    PAD today only little but it all helps £20
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Flower08
    Flower08 Posts: 4,771 Forumite

    Flower I wanted to ask you if your charms for your bracelet are something called 'love links'? My bro was wanting to buy a charm bracelet for DD's joint bday/xmas prezzie and came across these 'love links' and said that each wee charm (kind of like a bead) cost £60 each which reminded me of the price of yours and was just wondering if it was the same? I've never seen anyone with one and was just wondering what they're like?


    Hi Angelic, no my charm bracelets is from links of london - but i have seen one ogf those bracelets you mean. My friend from university has one and i was so jealous!! They are really nice, but hers was completely full with the bead charms (very rich dad!).
    When i have an unlimited supply of money it is definatly something i will be buying lol.
    Biggest Loser Weight Loss: 13 / 20 lb
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