Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

showergirl

kitty10 wrote: »

After some advice....anyone...I'm looking to put in a claim for the PPI on my Picture loan. I've got the template letters but with Picture now in default I'm not sure who/where it needs to be addressed, does nyone know?

AS Di has said you need to contact the FSCS.
And remember we are all here to offer support and advice

Good luck

sappy_2

I rang friday for an update and was told they will find out what is happening but will call me either that day or monday, surprise surprise no call back. rang them today to see what is going on and they have no news apart from to speak to the team that are dealing with the ppi. It seems everytime i call it is with another team waiting for something to be done. I appreciate these things can take time but this is becoming really annoying now. if anyone has a good contact as the fscs please let me know. I just seem to get nowhere and fast. It has been going on for over a year and a half now and i know some people have been waiting longer but i just want a yes or a no as to wheather the claim is successful or not.

sorry to have a winge everytime i come on here.

well done to everyone that has been successful x

di3004

sappy wrote: »

I rang friday for an update and was told they will find out what is happening but will call me either that day or monday, surprise surprise no call back. rang them today to see what is going on and they have no news apart from to speak to the team that are dealing with the ppi. It seems everytime i call it is with another team waiting for something to be done. I appreciate these things can take time but this is becoming really annoying now. if anyone has a good contact as the fscs please let me know. I just seem to get nowhere and fast. It has been going on for over a year and a half now and i know some people have been waiting longer but i just want a yes or a no as to wheather the claim is successful or not.

sorry to have a winge everytime i come on here.

well done to everyone that has been successful x

Hi hun
That is fine, most of us here have been there, and you can rant as much as you like so no need to apologise.....:).

I can't remember my contact now to be honest, but if I come across the paperwork of what they sent when it was resolved, I shall post it up for you, meanwhile though hopefully one of these lovely lot on here will be quicker than me with a good contact for you, fingers crossed X;)

hayston

sappy wrote: »

I rang friday for an update and was told they will find out what is happening but will call me either that day or monday, surprise surprise no call back. rang them today to see what is going on and they have no news apart from to speak to the team that are dealing with the ppi. It seems everytime i call it is with another team waiting for something to be done. I appreciate these things can take time but this is becoming really annoying now. if anyone has a good contact as the fscs please let me know. I just seem to get nowhere and fast. It has been going on for over a year and a half now and i know some people have been waiting longer but i just want a yes or a no as to wheather the claim is successful or not.

sorry to have a winge everytime i come on here.

well done to everyone that has been successful x

Hi sappy,
I have found Mr R Hart at fscs to be very helpful.
Good Luck

busbyh

hayston wrote: »

Hi sappy,
I have found Mr R Hart at fscs to be very helpful.
Good Luck

He was good with us also- Bob Hart

j20rly

Hi everybody,

I wonder if someone could give me some advice please??? don't really have a clue what I'm doing!!
My husband and I took out a loan (around 20k) in February 2007, can't really remember much forms etc and what we filled in, I do recall the salesman saying we would have a better chance of getting the loan if we took out the PPI because they generally don't allow loans otherwise! Anyway, I think the original PPI was for around 2k. After reading last year about mis-sold PPI, i started to investigate. I eventually found out, after ringing the loan company 4 times and being given 4 different insurance companies, who our PPI was with. Sterling Insurance - I asked for details of the loan, they sent them through the post, discovered the term was for 5 years (loan is for 10) and that my husband isn't even covered on the insurance (he is the main earner!) So we decided we may have grounds for a claim. Used the template on this site and sent it to Kensington (loan provider) received a letter to say the loan and insurance had been sold by Promise Finance, had to contact them, sent the same letter to promise. Found a letter on my doormat today stating Promise ceased trading April 2008!! and i should contact the FSCS. I have filled in an intial enquiry form and e-mailed them.
Am i doing everything right???? how long will i be waiting for a reply???
ahhhhhhhh, this is doing my head in!!!!!
Thank you for reading
c
xxx

busbyh

j20rly wrote: »

Hi everybody,

I wonder if someone could give me some advice please??? don't really have a clue what I'm doing!!
My husband and I took out a loan (around 20k) in February 2007, can't really remember much forms etc and what we filled in, I do recall the salesman saying we would have a better chance of getting the loan if we took out the PPI because they generally don't allow loans otherwise! Anyway, I think the original PPI was for around 2k. After reading last year about mis-sold PPI, i started to investigate. I eventually found out, after ringing the loan company 4 times and being given 4 different insurance companies, who our PPI was with. Sterling Insurance - I asked for details of the loan, they sent them through the post, discovered the term was for 5 years (loan is for 10) and that my husband isn't even covered on the insurance (he is the main earner!) So we decided we may have grounds for a claim. Used the template on this site and sent it to Kensington (loan provider) received a letter to say the loan and insurance had been sold by Promise Finance, had to contact them, sent the same letter to promise. Found a letter on my doormat today stating Promise ceased trading April 2008!! and i should contact the FSCS. I have filled in an intial enquiry form and e-mailed them.
Am i doing everything right???? how long will i be waiting for a reply???
ahhhhhhhh, this is doing my head in!!!!!
Thank you for reading
c
xxx

Hi and welcome to the site. Yes you are doing the right thing. Fscs have now taken over. Just remember to gather as much info together as you can and send it in with your claim form. Make copies of everything you have.
Good luck

j20rly

Thank you Busbyh, I will keep you informed xx

busbyh

j20rly wrote: »

Thank you Busbyh, I will keep you informed xx

I would post the claim form and all your info "Special Delivery" costs a fiver but well worth it and guaranteed next day delivery.

sappy_2

thank you for help with a contact I will giv ehim a try, i seem to get the same person all the time and they are no help!!

thanks again x