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Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

1755756758760761977

Comments

  • pinknico
    pinknico Posts: 3,261 Forumite
    Anyone read 30% anywhere?
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • pinknico
    pinknico Posts: 3,261 Forumite
    Please write to them and complain Lynnie,we will help every step of the way, well Marshallka will she's the brains of the outfit!
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • busbyh
    busbyh Posts: 2,342 Forumite
    Lynnie123 wrote: »
    You are great at this. When I got this document to sign I telephoned and asked them what the fees were likely to be. It was then over the phone that they told me I would only pay if claim was under £5000 as over that would be claimed back from Picture. They contacted Picture, then, obviously sent the claim to fscs when they went into default, instructing them to return the cheque to themselves (obviously so they coud deduct their fees at source). At no point did they send me a written copy of what they fees were likely to be.!!!!!!!:eek:

    Hi Lynnie, our marshallka is brilliant at this, isn't she. The way I read it, if you have not been advised of the fees, it's as though they thought they could not proceed ith the claim. Surely you must have them on this one. We will wait for marshallka to get back.

    Are you going to ring FSCS tomorrow and explain the situation and ask if they can stop the cheque and make it payable to you. They can still stop it even if it has been rcd, as it will take several days to clear. You can pay the charge for stopping it

    I'm sure if you tell them they are trying to charge you in excess of £7k they will try to help you.
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • marshallka
    marshallka Posts: 14,585 Forumite
    edited 8 December 2009 at 10:23PM
    This is the solicitors introduction and referral code here which they claim to adhere to
    http://docs.google.com/viewer?a=v&q=cache:PtZZGm-v84IJ:www.lawsociety.org.uk/documents/downloads/PE_IntroductionReferralCode.pdf+solicitors+introduction+and+referral+code&hl=en&gl=uk&pid=bl&srcid=ADGEESi1dFvqCwkT8Lfgxdna9m5x0OcAQ19yeh0R1fYcF-5gTFp7uO3Dky_nqkhMzHMREXAQ-lhQJOtF6LiNcR6qKoaf8JvpAVamrntuHRbPWZFgHMZ2oIOXXkh4bhA9D3Mto_osL9vw&sig=AHIEtbTvd0D4GLHb3QzbBBIWnTuk8xO0gg



    Section 2(a) here says
    Section 2A: Payments for referrals
    (1) A solicitor must not make any payment to a third party in relation to the introduction of clients to the solicitor, except as permitted below.
    (2) Solicitors may enter into agreements under this section for referrals of clients with introducers who undertake in such agreements to comply with the terms of this code.
    (3) A solicitor may make a payment to a third party introducer only where immediately upon receiving the referral and before accepting instructions to act the solicitor provides the client with all relevant information concerning the referral and, in particular, the amount of any payment.
    (4) The solicitor must also be satisfied that the introducer:
    (a) has provided the client with all information relevant to the client concerning the referral before the referral took place and, in particular, the amount of any payment;
    (b) has not acquired the client as a consequence of marketing or publicity or other activities which, if done by a solicitor, would be in breach of any of the Solicitors' Practice Rules and in particular by “cold calling”; and
    c) does not, under the arrangement, influence or constrain the solicitor’s professional judgement in relation to the advice given to the client.
    5) If the solicitor has reason to believe that the introducer is breaching terms of the agreement required by this section the solicitor must take all reasonable steps to procure that the breach is remedied. If the introducer persists in breaches the solicitor must terminate the agreement in respect of future referrals.
    (6) A solicitor must not make a referral payment if at the time of the referral the solicitor intends to act for that person with the benefit of legal aid, or in any criminal proceedings.
    (7) For the purpose of sub-section (1) above, a payment includes any other consideration but does not include normal hospitality, proper disbursements or normal business expenses.
  • di3004
    di3004 Posts: 42,579 Forumite
    :beer:Hi Lynnie

    Now please take note of these lovely lot.....:D
    Good luck for tomorrow, hope you get some answers from this issue.;):beer:.

    Busbyh it won't take you long to get your fifth medal the way your going lmao :j
    The one and only "Dizzy Di" :D
  • busbyh
    busbyh Posts: 2,342 Forumite
    pinknico wrote: »
    Please write to them and complain Lynnie,we will help every step of the way, well Marshallka will she's the brains of the outfit!

    I would definately ring them and let them know you are not willing to accept what they say:mad: they are going to charge, tell them and then put it in writing also.
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh wrote: »
    Hi Lynnie, our marshallka is brilliant at this, isn't she. The way I read it, if you have not been advised of the fees, it's as though they thought they could not proceed ith the claim. Surely you must have them on this one. We will wait for marshallka to get back.

    Are you going to ring FSCS tomorrow and explain the situation and ask if they can stop the cheque and make it payable to you. They can still stop it even if it has been rcd, as it will take several days to clear. You can pay the charge for stopping it

    I'm sure if you tell them they are trying to charge you in excess of £7k they will try to help you.
    Think I will have to fight this one, thought as it was a Solicitor I was disputing this with wouldn't have a leg to stand on - but I think differently now. Mind you, never thought I'd win this Picture fight either!!!! I think I'm what you call a pesimist!!!!:D:D
  • busbyh
    busbyh Posts: 2,342 Forumite
    di3004 wrote: »
    :beer:Hi Lynnie

    Now please take note of these lovely lot.....:D
    Good luck for tomorrow, hope you get some answers from this issue.;):beer:.

    Busbyh it won't take you long to get your fifth medal the way your going lmao :j

    Cheers di, I am so so MAD:mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad:
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • marshallka
    marshallka Posts: 14,585 Forumite
    busbyh wrote: »
    Hi Lynnie, our marshallka is brilliant at this, isn't she. The way I read it, if you have not been advised of the fees, it's as though they thought they could not proceed ith the claim. Surely you must have them on this one. We will wait for marshallka to get back.

    Are you going to ring FSCS tomorrow and explain the situation and ask if they can stop the cheque and make it payable to you. They can still stop it even if it has been rcd, as it will take several days to clear. You can pay the charge for stopping it

    I'm sure if you tell them they are trying to charge you in excess of £7k they will try to help you.
    Thanks for the comments busbyh. I think Lynnie has a very good chance of getting the £7k wiped but she needs to act fast. I hope the FSCS can stop the cheque for now. I also think it sounds like Lynnie should have been informed of the fees incurred and whether she wanted to pursue the claim further "knowing" the fees. Also as she was introduced by a firm she also need to have a read through the post about the referral codes above and whether Seven Marketing actually did all they should have done. If they actually cold called I don't think that would have been allowed. :confused: I would think that this may be a case of her arguing this amount and them coming back with evidence to the contrary and I doubt they have it and they will know they will not stand a chance. I just hope so anyway. :confused:
  • di3004 wrote: »
    :beer:Hi Lynnie

    Now please take note of these lovely lot.....:D
    Good luck for tomorrow, hope you get some answers from this issue.;):beer:.

    Busbyh it won't take you long to get your fifth medal the way your going lmao :j
    Thaks Di,
    You are a lovely lady. Everyone on here is so friendly and helpful, wish i'd joined earlier. You have given me the hope to fight this.:o:o
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