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Companies in Default/FSCS Claims - Picture, London Scottish, Twopart
Comments
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Is it not the 1st named customer that is covered but both for life cover only
Honey 2 x
honey it states on the agreement:
Quote:
You have chosen to purchase our 5 year Picture Payment protection Insurance with joint life cover and single accident,illness and redundancy /business failure for the first named borrower.NB Picture Payment Protection Insurance is optional and the granting of a loan is not dependant on it being purchased. unquotedialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0 -
They knew about my medical condition and the rik of my death and presumably knew I would not be covered on the insurance so how was hubby supposed to carry on paying in the event of my death, we shouldnt have been given the loan never mind the insurance:mad::mad:0
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Prior to taking the PPI my o/h was diagnosed with high blood pressure - therefore if dies and it is blood pressure related that s cause of death because it is pre existing they could get out of paying.Yep - the 1st borrower should be the one with the higher income than the 2nd borrower.
Honey 2 x
O/h diagnosed with arthritis 25 years ago - had a double knee replace metn last year - was not covered by PPI because he was diagnosed with arthritis 25 years ago - pre existing.
Honey 2 x
Honey 2 x0 -
It doesnt state anywhere though does it? that we will pay for it for the full term of the loan in our case 25 years:mad::mad::mad:honey it states on the agreement:
Quote:
You have chosen to purchase our 5 year Picture Payment protection Insurance with joint life cover and single accident,illness and redundancy /business failure for the first named borrower.NB Picture Payment Protection Insurance is optional and the granting of a loan is not dependant on it being purchased. unquote0 -
Honey I think if you die from anything they would class it as apre exsisting medical condition they would worm their way ot of it:mad::mad:Prior to taking the PPI my o/h was diagnosed with high blood pressure - therefore if dies and it is blood pressure related that s cause of death because it is pre existing they could get out of paying.
O/h diagnosed with arthritis 25 years ago - had a double knee replace metn last year - was not covered by PPI because he was diagnosed with arthritis 25 years ago - pre existing.
Honey 2 x
Honey 2 x0 -
Anyone else got a headache!
Yes , one big one called PICTURE FINANCIAL PLC B******Sdialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0 -
That was a discussion I had a while back - with a few on the forum that once the PPI cheques issued the next battle is to prove with FOS that the loans were in fact not right for the consumer i.e. some one who was 50 sold a loan over a period of 25 years - what is the the probability that at 75 years old that that person would be in full time employment anc could re-pay the loan to term.They knew about my medical condition and the rik of my death and presumably knew I would not be covered on the insurance so how was hubby supposed to carry on paying in the event of my death, we shouldnt have been given the loan never mind the insurance:mad::mad:
Honey 2 x0 -
Yes I agree honey:T:T:TThat was a discussion I had a while back - with a few on the forum that once the PPI cheques issued the next battle is to prove with FOS that the loans were in fact not right for the consumer i.e. some one who was 50 sold a loan over a period of 25 years - what is the the probability that at 75 years old that that person would be in full time employment anc could re-pay the loan to term.
Honey 2 x0 -
Prior to taking the PPI my o/h was diagnosed with high blood pressure - therefore if dies and it is blood pressure related that s cause of death because it is pre existing they could get out of paying.
O/h diagnosed with arthritis 25 years ago - had a double knee replace metn last year - was not covered by PPI because he was diagnosed with arthritis 25 years ago - pre existing.
Honey 2 x
Honey 2 x
As i have said IT ALL STINKS:mad::mad:dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0
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