Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

busbyh

beaniebabe wrote: »

Can I also ask
My OH has been off work ill for 4 months and we havent made a claim on the policy. Does this mean that once I receive my cheque I can then make a backdated claim on the policy for the months he was off work due to illness????
Sorry if I am confusing people

I would certainly give it a go beaniebabe. Wait until you get your cheque. I'm sure the FSCS will advise you as they have done Honey2
:j

di3004

Wow, what a load of posts......:eek:, great reading though :T:T.

All looking great now and with Honey finally receiving her nice BIG cheque, won't be long for everyone elses as well, hope there is more good news and cheques in tomorrow posts my darlings.:beer:

Aww thanks Di.:A

I'm so glad I added this thread, it's nice to know what is what with everyone's and what to expect.:T:T:T

dialysis

Beaniebabe they did tell you you would get your cheque on Monday? And did we think they would post them out on Friday? I was told it would be sent out this week so today is the last day so I am expecting it tomorrow or Monday. I will be doing a Honey if not on monday and there will be hell to pay:mad:

busbyh

pinknico wrote: »

I dont know if you can but I would certainly try!

Honey 2 didnt the man on the phone say your policy was cancelled from 01/10/09 or did I mis read the post?

This is what I read and is the reason I am somewhat confused

honey2_2

dialysis wrote: »

Marshallka I will be here also to watch how you and Di ar doing with yours so it wont be quiet we will be here to support you too why would we leave two special people on their own:D no way hosehey :rotfl::rotfl::rotfl:

Indeed

Honey 2x

busbyh

honey2 wrote: »

That was what I was originally told by C/S - today the tele number in my letter lets me speak to the specialist team who make the decisions - this is not C/S. When I called today they said as my policy is in force I am still covered and can make any claims that I wish to make until the PPI expires at the end of 5 years. I have the choice xc now and get £664.40 back and go else where and get cover till the end of the loan period or keep the PPi in force make a claim for redundancy and then at the end of the PPI term take out a policy else where which covers the loan till it ends.

Am I making sense folks?

Honey 2 x

Yes you are Honey2, when you think about it, we have been given lots of conflicting info from the call centre and I would think (hope) the specialist advisor knows what he/she is talking about:beer:

dialysis

di3004 wrote: »

Wow, what a load of posts......:eek:, great reading though :T:T.

All looking great now and with Honey finally receiving her nice BIG cheque, won't be long for everyone elses as well, hope there is more good news and cheques in tomorrow posts my darlings.:beer:

Aww thanks Di.:A

I'm so glad I added this thread, it's nice to know what is what with everyone's and what to expect.:T:T:T

Hi Di your a star hun:A:Amore goood news again tomorrow hopefully, wont it be good when we are all paid out:T:T:T:T

honey2_2

busbyh wrote: »

This is what I read and is the reason I am somewhat confused

I was confused too thats why I called today after receiving the letter - they were adamant that the PPI is in force - the letter I received today also satated that the PPI remains until I xc.

The point to remember is "The compensation aims to put you back in the financial position you would have been in had you not received the insurance ADVICE" and is not, put you in the position you would have been in had you not received the PPI policy. I think!!!!!

Honey 2 x

beaniebabe

dialysis wrote: »

Beaniebabe they did tell you you would get your cheque on Monday? And did we think they would post them out on Friday? I was told it would be sent out this week so today is the last day so I am expecting it tomorrow or Monday. I will be doing a Honey if not on monday and there will be hell to pay:mad:

They told me my cheque would be posted out today and I should receive it by Monday. So tomorrow could be the day!!!:j:j
I think the man at the FSCS was playing safe by giving it until Monday, I wouldn't be suprised if I got something tomorrow:T:T
Hope you get yours Di. XX
If there is nothing here by Monday I will defo be doing a Honey2

Honey
Was your big fat cheque posted out first class????

honey2_2

busbyh wrote: »

Yes you are Honey2, when you think about it, we have been given lots of conflicting info from the call centre and I would think (hope) the specialist advisor knows what he/she is talking about:beer:

Thats what I kind of think - there is no reason but to answer my questions with 100% honesty and be factual!. I fyou recall one of my posts a couple of weeks ago - when I was told the cheque was going out to me on the Friday, the woman had said once you receive your letter you will know what the situation is in relation to claiming on the PPI for redundancy.

This is what she meant the policy is in force and does not xc - we are being compensated for bad advice not of the PPI policy. Also someone posted (sorry cant remeber who) tonight that their OH has been ill for 4 mths - my letter also stated less £0.00 already paid in previous claims. If I had claimed on the policy and claimed for a couple of months then the figure I received would have been deducted from my compensation claim.

Honey 2 x