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  • Hi
    back again its been a week since the last time ive been working big time got mot s for the cars and road tax fingers crossed there not to costly

    not been in any police cars with no pants on so doing well
    i now have a thing going with freezer bags lol if it fits in it i freeze it lol
    got a few more ppi claims back so well happy still a slave to the debt will beat it ;)

    until the next time

    xx:D:D:D
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    Hi All
    its been a month or so i must keep this going its been a funny month the cars cost me £50.00 each so was well happy still paying the bills and fighting to get charges and ppi back Still working hard lol well i say hard and iam sticking to it
    started my xmas shopping and hope to be finished before december:j
    xx until the next time xx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    HI
    its been about a month again (bad me) news still waiting to hear from the lloyds re ppi pay out.

    I did pay off my citi card omg i had it for years never had a card for years just the debt!! ran off to the shop for a cake:j :p
    goodbye citi (r.i.p)

    now got spread sheet ready for 2010 and start to pay for 2010 christmas think iam going a little mad

    until the next time

    take care

    xxx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    hi everyone
    its still raining got a few xmas gifts to day went and collected my items from tesco direct (all half price)
    there was a extra item in my bag i checked on the web site it s a silver chain it worth £20 think its best i return it
    no mail today so no word of any claims yet.

    talk soon

    take care xxx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    Hi its been a few weeks i think well all set for xmas sadly i have used some plastic (BAD!!!). But it all done even ordered the turkey its a big one lol just think of the argos ad the turkey gets it own chair at the table

    well good news did my yearly yellow pages well unfit nearly killed me lol thank god for pain killers so made a few quid still never heard from the lloyds re claim until the next time

    xx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    hi
    everyone good morning it freezing here well it my day off so just chilling got my citi card statement i still due them £1.82 the p*gs they could have wiped it so it now cleared good bye citi
    iam now on to cap one

    well all set for crimbo did use so plastic about £400.00 worth so have picked up a few extra shifts to clear it before the intrest hits yuck

    goals 2009
    well my goals are to write my diary daily if i can

    goals 2010
    to write my diary daily
    update my debt total jan some time
    to any have 20k debt my my last pay in 2010 big steps but must try xx

    talk soon

    take care
    xxxx:j
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • hi there, I have just noticed I think your house value is a typo error it says £13000 instead of £130000 (I assume)?
    July 2008 .......£175.000 :eek:
    December 2010, .£126500, March 11 £113.000, March 2013 .£103.000, October 2018 .........£61.000, Feb 2019 59800.
  • Just dropped in to say hi and well done on all your achievements so far. It's not easy getting through Christmas without using CCs so well done on keeping it so low. I love that you write with a scottish accent. And your name's fab too. Keep posting!
    Debt @ Dec 2009 £10,026.05
    Debt today £7,982.11

    Saving a month's wage £00/£1500
    2010 Crazy Clothes Challenge £37.50/£100
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    hi everyone
    well one week to go and it will be full bellys all round lol
    now having nightmare that the turkey will be to small.lol

    hope you are all ok not spend much this well as ive been working non stop 12hr shift but it clears that debt up
    still not heard from the tsb bet there having there xmas party with my claim money the rat bags (i so love the tsb NOT!!).

    its been snowing here so freezing me butt off

    take care

    talk soon

    xxxx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    Catanddogs wrote: »
    hi there, I have just noticed I think your house value is a typo error it says £13000 instead of £130000 (I assume)?

    lol thanks thing the bank would be after me xx
    my payment would be very low
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
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