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Here I go
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Heh,
that post made me laugh. What did they fine you for?
People up where I live seem to dress that way on a regular basis!:j0 -
hi I would love to say looking good and not having a panty line lol
I was fined for not wearing a seat belt while driving a car lol
think i need that guy from ch4 lolltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
:j/100 CLOTHES CHALLENGE 2011
smoke free since 19/2/2009
nsd 1/10 march0 -
hi finally got this to work lol
Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 1300
Partners monthly income after tax....... 1300
Benefits................................ 130
Other income............................ 0
Total monthly income.................... 2730
Monthly Expense Details
Mortgage................................ 495
Secured/HP loan repayments.............. 411
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 150
Electricity............................. 75 both pre paid meters
Gas..................................... 45
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 20
Mobile phone............................ 10
TV Licence.............................. 10
Satellite/Cable TV...................... 32
Internet Services....................... 40 stuck with till feb
Groceries etc. ......................... 200
Clothing................................ 40
Petrol/diesel........................... 80
Road tax................................ 20
Car Insurance........................... 40
Car maintenance (including MOT)......... 20
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 24
Pet insurance/vet bills................. 0
Buildings insurance..................... 14
Contents insurance...................... 10
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 50
Haircuts................................ 10
Entertainment........................... 10
Holiday................................. 10
Emergency fund.......................... 5
SCHOOL DINNER MONEY..................... 120
Total monthly expenses.................. 2741
Assets
Cash.................................... 0
House value (Gross)..................... 13000
Shares and bonds........................ 0
Car(s).................................. 3000
Other assets............................ 0
Total Assets............................ 16000
Secured & HP Debts
Description....................Debt......Monthly...APR
Mortgage...................... 69000....(495)......0
Secured Debt.................. 39000....(411)......0
Total secured & HP debts...... 108000....-.........-
Unsecured Debts
Description....................Debt......Monthly...APR
STUD LOAN......................500.......60........0
DAD............................2250......50........0
SISTER.........................1600......50........0
LLOYDS OD......................1600......0.........0
BH LOAN........................8000......280.......0
HALI LOAN......................7000......60........0
LLOYDS LOAN ...................9000......280.......0
L WOODS........................3000......50........0
LLOYSD CC......................4200......100.......0
HALI VISA X2...................4500......160.......0
CITI...........................750.......60........0
ACE............................480.......40........0
Total unsecured debts..........42880.....1190......-
Monthly Budget Summary
Total monthly income.................... 2,730
Expenses (including HP & secured debts). 1,930
Available for debt repayments........... -11
Monthly UNsecured debt repayments....... 1,190
Amount short for making debt repayments. -401
Personal Balance Sheet Summary
Total assets (things you own)........... 16,000
Total HP & Secured debt................. -108,000
Total Unsecured debt.................... -42,880
Net Assets.............................. -134,880
Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using IE browser.
looks not bad any help would be greatltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
:j/100 CLOTHES CHALLENGE 2011
smoke free since 19/2/2009
nsd 1/10 march0 -
Is your petrol really £800 :eek:
You are showing a massive shortfall on that SOA if that petrol figure is right!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Is your petrol really £800 :eek:
You are showing a massive shortfall on that SOA if that petrol figure is right!
LOL got that wrong its £80.00 but cant get the bottom to changeltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
:j/100 CLOTHES CHALLENGE 2011
smoke free since 19/2/2009
nsd 1/10 march0 -
that is a funny story glad you can see the funny side of it0
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that is a funny story glad you can see the funny side of it
lol the police or the petrol lol :rotfl:ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
:j/100 CLOTHES CHALLENGE 2011
smoke free since 19/2/2009
nsd 1/10 march0 -
both really lol ....imagine if you did spend that on petrol though ...i would be wondering where it was you worked lol0
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both really lol ....imagine if you did spend that on petrol though ...i would be wondering where it was you worked lol
i could be a bra salesman/lady:Dltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
:j/100 CLOTHES CHALLENGE 2011
smoke free since 19/2/2009
nsd 1/10 march0 -
ohh if you could get one that fits me i would be forever grateful0
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