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Here I go

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  • loupee
    loupee Posts: 91 Forumite
    Heh,
    that post made me laugh. What did they fine you for?
    People up where I live seem to dress that way on a regular basis!
    :j
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    hi I would love to say looking good and not having a panty line lol

    I was fined for not wearing a seat belt while driving a car lol

    think i need that guy from ch4 lol
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    edited 28 August 2009 at 8:11PM
    hi finally got this to work lol

    Statement of Affairs and Personal Balance Sheet
    Household Information
    Number of adults in household........... 2
    Number of children in household......... 2
    Number of cars owned.................... 2
    Monthly Income Details
    Monthly income after tax................ 1300
    Partners monthly income after tax....... 1300
    Benefits................................ 130
    Other income............................ 0
    Total monthly income.................... 2730
    Monthly Expense Details
    Mortgage................................ 495
    Secured/HP loan repayments.............. 411
    Rent.................................... 0
    Management charge (leasehold property).. 0
    Council tax............................. 150
    Electricity............................. 75 both pre paid meters
    Gas..................................... 45
    Oil..................................... 0
    Water rates............................. 0
    Telephone (land line)................... 20
    Mobile phone............................ 10
    TV Licence.............................. 10
    Satellite/Cable TV...................... 32
    Internet Services....................... 40 stuck with till feb
    Groceries etc. ......................... 200
    Clothing................................ 40
    Petrol/diesel........................... 80
    Road tax................................ 20
    Car Insurance........................... 40
    Car maintenance (including MOT)......... 20
    Car parking............................. 0
    Other travel............................ 0
    Childcare/nursery....................... 0
    Other child related expenses............ 0
    Medical (prescriptions, dentist etc).... 24
    Pet insurance/vet bills................. 0
    Buildings insurance..................... 14
    Contents insurance...................... 10
    Life assurance ......................... 0
    Other insurance......................... 0
    Presents (birthday, christmas etc)...... 50
    Haircuts................................ 10
    Entertainment........................... 10
    Holiday................................. 10
    Emergency fund.......................... 5
    SCHOOL DINNER MONEY..................... 120
    Total monthly expenses.................. 2741

    Assets
    Cash.................................... 0
    House value (Gross)..................... 13000
    Shares and bonds........................ 0
    Car(s).................................. 3000
    Other assets............................ 0
    Total Assets............................ 16000

    Secured & HP Debts
    Description....................Debt......Monthly...APR
    Mortgage...................... 69000....(495)......0
    Secured Debt.................. 39000....(411)......0
    Total secured & HP debts...... 108000....-.........-
    Unsecured Debts
    Description....................Debt......Monthly...APR
    STUD LOAN......................500.......60........0
    DAD............................2250......50........0
    SISTER.........................1600......50........0
    LLOYDS OD......................1600......0.........0
    BH LOAN........................8000......280.......0
    HALI LOAN......................7000......60........0
    LLOYDS LOAN ...................9000......280.......0
    L WOODS........................3000......50........0
    LLOYSD CC......................4200......100.......0
    HALI VISA X2...................4500......160.......0
    CITI...........................750.......60........0
    ACE............................480.......40........0
    Total unsecured debts..........42880.....1190......-

    Monthly Budget Summary
    Total monthly income.................... 2,730
    Expenses (including HP & secured debts). 1,930
    Available for debt repayments........... -11
    Monthly UNsecured debt repayments....... 1,190
    Amount short for making debt repayments. -401
    Personal Balance Sheet Summary
    Total assets (things you own)........... 16,000
    Total HP & Secured debt................. -108,000
    Total Unsecured debt.................... -42,880
    Net Assets.............................. -134,880
    Created using the SOA calculator at www.makesenseofcards.com.
    Reproduced on Moneysavingexpert with permission, using IE browser.

    looks not bad any help would be great
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Is your petrol really £800 :eek:

    You are showing a massive shortfall on that SOA if that petrol figure is right!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    hypno06 wrote: »
    Is your petrol really £800 :eek:

    You are showing a massive shortfall on that SOA if that petrol figure is right!

    LOL got that wrong its £80.00 but cant get the bottom to change
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    that is a funny story glad you can see the funny side of it
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    elantan wrote: »
    that is a funny story glad you can see the funny side of it

    lol the police or the petrol lol :rotfl:
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    both really lol ....imagine if you did spend that on petrol though ...i would be wondering where it was you worked lol
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    elantan wrote: »
    both really lol ....imagine if you did spend that on petrol though ...i would be wondering where it was you worked lol

    i could be a bra salesman/lady:D
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    ohh if you could get one that fits me i would be forever grateful
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