Here I go

NAEFAGS

HI
ive spend months hidden and looking on the boards i had my lbm in may
I spent most of the day crying in front of the computer i never looked at the letters or the running costs of my debt i just hid it. :eek: and i hid it well it only came to a head when i could no longer get a loan or a new card:mad:
I was once debt free not that long ago i shreaded every thing it was great for me to be free from it all well 10 mins until the phone rang .

when my family came I pulled the phone out only so many double sales company can phone in one day !!

I hear you ask how did i get here well are you sitting down with a coffee

many years of living the high life had a well paid job kids went to a childminders so always felt bad that mummy was not home so weekends were for the family days out and always lots of shopping then came the bigger house oh alal i even had my ironing picked up(lazy me). lost my job years ago but never changed a thing got a new job less wages but keeped the old life style going until bang no one would give me a cup of tea on tick lol no more plastic funtastic

now busy fixing my mess slowly and doing my own ironing lol

thanks
naefags
(thats 7months since i stopped):j

POSITIVE_AND_FOCUSED

Hi Naefags

Just read your first post and your debt detailed is not too far off from the cc debt Im dealing with.

Firstly, I would say to you , please try not to feel guilty about the children at childminders etc. I empathise totally and believe me I say this to you because Ive been there, still am on some days. I feel so guilty that my dd has to work with me or is at the holiday club when her friends are at the beach or whatever. The thing is though, as I have come to learn, your children will love you no matter what. I explain to my dd that mummy needs to work to pay for our home etc etc. Children do seem to understand, and you are demonstrating how important it is to take responsibility for your situation. What better role model could there be for your children?

I am a novice to these boards really, however Im sure some others will come along and offer advice. The one thing I have found invaluable is completing the snowball calculater at www.makesenseofcards.com Before I went there I was thinking my debt wd be with me for years and years. But it gave me a debt free date of 5 years, and detailed what my balances would be after every month. Will make you feel better about things Im sure.

Stay positive !

NAEFAGS

Hi positive and focused
thanks for your comments it great to hear from you
i managed to keep my debt running for a long time my kids are now teenagers so managed to hid it well over the years ive still not let on to my friends and family as i can hear them now lol

many thanks keep in touch
naefags (must change my name lol)

NAEFAGS

hi every one

Back on today
i just noticed i now open all my mail and not hide it in a drawer or a bag or under my mouse mat lol
still the normal stuff from the tsb will send another letter i sure they are just taking the mickey :p
payday soon so that will be the big total a few £ss less ye ha

NAEFAGS

hi
me again its sunday been up since 8.30am to watch kids pay football for an hour and a half standing in the rain
Iam now off no work till ten omg i wish i could just sleep lol days off soon lol get weight tomorrow been good all week finger crossed
i could just eat fish n chips a can of coke then a ciggie but hay no i dont smoke or eat lol just to good saint me oh and i dont drink lol

still go loads to do

1. spread sheet
2. find out about scratch cards.
3. find out about clicks
4. find out about comps
5. get more on ebays

if you know of any links send them my way ta (naefags) must change my name

ClootiesMum

Hi NaeFags

Up at 8.30 on a Sunday - I didn't even know that hour existed on a Sunday....

After a few days healthy eating fish & chips aren't that good - honestly, they taste greasy
And with giving up smoking your tatste buds will know all about this

Keep up the good work

CM

Fire_Fox

Just popped in to welcome you to diaryland! Have you posted a Statement of Affairs yet?

NAEFAGS

HI fire fox
thanks
ive done it but it would not let me load unsure why
i think its that bad lol

can i ask how do you get loads of points etc

NAEFAGS

ClootiesMum wrote: »

Hi NaeFags

Up at 8.30 on a Sunday - I didn't even know that hour existed on a Sunday....

After a few days healthy eating fish & chips aren't that good - honestly, they taste greasy
And with giving up smoking your tatste buds will know all about this

Keep up the good work

CM

thanks its now 23.28pm and still could eat it lol get weighed in the morning so will drink water lol

thanks xx

NAEFAGS

hi
every one how things today been a funny day just noticed ive not spend money for days ive had a £10 note in my bag for 3 days lol

how long have you last not spending

NAEFAGS

:eek:hi every one its been a day or too
well been busy got an extra night shift so had a few hours sleep took hubs to work as his car not well the norm well i still had my pjs on so i stuck a not so hot looking track suit on top tied my hair up and off i went dropped hubby off i went in to the shop for a paper then back to the car i pulled out of the space as i was driving away i was putting on my seat belt i saw the TRAFFIC POLICE
i gave them a smile:D and drove off the next thing i see is they are behind me :eek:OMG they got there lights on i pulled over mind ive got my pjs on no pants or bra my boobs are running around like a couple of yard dogs (keep that look in your head)
the police man walks over to my window im guessing a good talking too NO:o:eek: could i get out the car and follow him to his car great just loving the look was busy trying to hid the pjs i saw the policeman give me a look i think he thought i was hidding something else lol
it was my first time in a police car not a good place to be with no pants on lol
got a talking too and a thirty pound fine :rolleyes:
great stuff

and to top it off my pjs never even matched call the fashion police :rotfl::rotfl: