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  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    Hi Every one
    now on to my 4th page god i can talk

    well new up date i have done my debt totals it comes in at :j £33848.71 :j so have done not bad but will keep pushing till its gone


    talk soon

    takecare
    still snowing here

    xxx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    Hi every one

    well it still freezing here am sitting next to a polar bear well up getting ready for work just thinking ive got to get in the shower great till you switch it off it like being in the freezer naked hold that picture in your head
    well still got 15 days to the next debt pay off so will start the list of payments
    sadly still not heard from lloydstsb fingers crossed it will be soon


    take care
    xxx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • WELL DONE!!!!!
    :j:j:j:j:j
    I've been waiting with baited breath for your new total and here it is. That's a MASSIVE amount to knock off your debt. You've done brilliantly!
    Fancy sharing some secrets? :D
    I'm still off the fags too, by the way. :j
    Debt @ Dec 2009 £10,026.05
    Debt today £7,982.11

    Saving a month's wage £00/£1500
    2010 Crazy Clothes Challenge £37.50/£100
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    Luckycharm wrote: »
    WELL DONE!!!!!

    :j:j:j:j:j
    I've been waiting with baited breath for your new total and here it is. That's a MASSIVE amount to knock off your debt. You've done brilliantly!
    Fancy sharing some secrets? :D

    I'm still off the fags too, by the way. :j


    Thanks like getting a few ppi claims helped and getting out of arrears next update june fingers crossed by dec i will be under 20k

    well done staying off the fags xxx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    hi every one still fighting off the polar bears god i could just stay in bed all weekend but out on overtime so must fight the bears to get to work

    hope you are all well and warm

    take care xxx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    Hi every one
    hows things not so cold but think we are about to get hit with more snow
    sick looking at the white stuff

    well off for a few days the normal stuff to do

    every day check online banks :D

    going to start ebay again unsure is i said in my opening thread i once had my own shop another way to make debt :eek:
    i have a hall cupboard full of items from it iam going to bite the bullet and face my demons and start to sell it must get rid of the past

    sad but hay i can say i did it (now got a 40k loan for the joy) :eek:

    well hope you are chilling and warm and well



    take care xx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    HI
    every one well the snow is final going away is afew polar bears around have had to put £135 in my gas meter this month 60. over think i will have to top up
    not great must try and have extra in the meters for next winter so not to costly
    well got every thing ready for pay day .
    so fingers crossed it all adds lol

    takecare

    xx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • I've gone way over budget with electricity last month and this month. That's a good idea to top up during the year so you have some extra. I've been enjoying the savings during the summer and freaking out during the winter when suddenly the bill doubles. I was thinking of having the prepayment meter taken out but actually I think it helps to know where you are.

    Bit of a thaw happening here too. Penguins are leaving.
    Debt @ Dec 2009 £10,026.05
    Debt today £7,982.11

    Saving a month's wage £00/£1500
    2010 Crazy Clothes Challenge £37.50/£100
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    hi lucky

    Iam the same would love to have the meters out but they wanted over £100 per meter to take out and they would keep cash for over a year incase of non payment and i dont fancy going back to big bills in the post £300 - £400 a time just going to be good and save in the summer well sounds good

    takecare

    xx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    hi
    every one iam on my days off thank god just going to chill out

    got some good news the halifax will refund my ppi insurance because am a good customer omg i think not

    took the loan out in 2001 so i think should clear this year

    sadly never heard from lloydstsb yet


    talk soon

    takecare xx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
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