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Squirrel's Smiley, Smart and Solvent Diary

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  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Half on yourself & half on debt me thinks.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yep, something like that - look how good you're being at your challenge, by the way! Think about that too! Do you do survey sites or whatever? I was half watching a bbc docu last night, and was going through all those stupid toluna surveys - I do it every month or so, and I'm nearly up to another tenner with no real effort at all.
    2023: the year I get to buy a car
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    I think what I'm going to do is keep everything in my main account until payday and then see how much is left, put some towards the debt and some towards a holiday - super-cheap flights don't seem to be available at the moment so we're looking at somewhere between £25-50 each return for anywhere we want to go.

    I know I'm going to feel awful if/ when I crack on the clothes front - I think anything I buy is going to have to be with vouchers or I'll be kicking myself!

    On the debt target.. thanks Karma, you just made me look at my sig and do some sums and I've realised that by just making my normal payments I'll be on track for the £625 by the end of March! :j
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hey thats great, just with normal payments! And ooh, lovely, the idea of cheap flights. I'm definitely going to have a holiday this year - my sister's renting a cottage (read: practically a villa!) somewhere in the UK so my mum can have a week away with the two of us - she knows what a bad situation I'm in financially, and she's in a good way with finances, so she (my sister) is paying .... and I'll do something with my egyptology lot, I think. Next year, there'll be a bloke to whisk me away somewhere :)
    2023: the year I get to buy a car
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    edited 11 February 2010 at 12:25PM
    Yes there will Karma :D

    An update on spends this month:

    £500 on rent
    £180-ish on debt (can't remember which overdraft pymts were before/ after payday)
    £76 on council tax
    £4.89 on toiletries
    £30-ish on food
    £3.52 on gardening stuff
    £21 on race entry
    £11.18 on maps
    £2.46 on a birthday card
    £50.62 on mobile bill
    and put £28 onto Mastercard for cheapie flights.

    Had a good four mile run last night though it was very chilly - legs were bright red when I got in.

    No other news I don't think - work is busy and a bit stressed at the moment but it's nice to have a bit of a challenge for a change!

    Edit - oh yes, woman behind us in the queue in Waitrose last night asked if we were 'poor students' because we were buying all the reduced stuff. Mr Squizz hasn't been a student for nearly 20 years so he was quite pleased to be told he looked young enough :rotfl:

    Oh and Sally - I saw this and thought of you :Dhttp://fennelandfern.co.uk/2010/02/10/comfrey-the-wonder-plant
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • sallyx
    sallyx Posts: 15,815 Forumite
    I shall be planting some at the allotment, glad someone else thinks its great :)

    Need to get down and sort allotment out though....its like a jungle! Fancy a weekend by the sea doing some gardening ;)
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    sallyx wrote: »
    I shall be planting some at the allotment, glad someone else thinks its great :)

    Need to get down and sort allotment out though....its like a jungle! Fancy a weekend by the sea doing some gardening ;)

    I'd love that.. *wonders how she would tell Mr Squizz she's going away for the weekend with a strange woman she met on the internet* :rotfl:
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Congrats to Mr Squizz!

    I have fennel growing wild in my garden in various places, after I bought it without really knowing it was .... :o I'm going to try to get some into a pot so I can take a plant with me: does anybody have any ideas about the best way to do that? :o
    2023: the year I get to buy a car
  • Definitely - "if one plants one's marjoram plant in one's flowerbed..." :rotfl:

    Got paid by my previously voluntary 'job' today - now what do I do with the extra £50?

    Splash money:D
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hey Bob, how are you? :)
    2023: the year I get to buy a car
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