Strange spending paralysis...

freebird65

Hi Lynz.....I absolutely agree with climbgirl. Your spending money on useful things for your home - this is improving your quality of life and giving your lodger a nicer environment.....that's an investment!! Also you already have the money, you're not spending what you don't have. Since you've put so much effort into ensuring you spend it wisely, I say stop worrying, go for it and enjoy it!!

jesster_2

climbgirl wrote:

I think it's a good sign - just shows how truly MSE you've become

Totally agree, it is DEFINITELY a good sign! I never thought I'd be on here urging people to spend!

Emmzi

Don't think you'll get much cheaper unless you go for plastic. Nothing doing at any of my web haunts, anyway.

Someone *is* selling a 'build it yourself' CD with plans for cutting the wood etc on ebay...

Emmzi

BTW, I used to freeze my cards in a bowl of ice water in the freezer (wrapped in watertight bag) so I couldn't impulse buy and had to wait min 2 hurs for them to defrost.. enough time for me to cool down.

Might want to put your spending on ice after this purchase!

mom23

Hi lynz they all look good bargains go for it!!!and you don't want to lose them!!
Tell you what give me the money and i'll buy em for you i'm good at spending other peoples money lo :rotfl:

amosworks

aww lynzpower, I'm sorry that being a DFW has put you in such a weird state of mind when it comes to legitimately spending money I suppose if you told us about everything you did spend money on, we could be your checks and balances to tell you if we thought you were wasting money and were falling off the wagon rather than doing the sensible thing?

lynzpower

Amosworks OK here we go

150 from Coop (debt spending only I think- so wont count that, but might spend this until the dep clears then use that for debt IYSWIM)
500 deposit (waiting to clear now)
500rent upfront ( fri -will clear prob following friday)
Need to give 300 back to my mate for her dep ( out of sig)
OUt of this

79.99 + 5 postage table & chairs woolies, 5% cash back quidco
64.69 inc delivery hammock & lounger B&Q, 5% back from quidco
18.98 parasol & value base tescos no postage on these will bring back on the bus)
144.90 chest of drawers & bedside cabinet ( hopeing to borrow a car off someone so we dont have to pay 25 delivery on this)
TOTAL-
308.56 :eek: just seems such a lot of money!!!!

LookingAhead

Emmzi wrote:

BTW, I used to freeze my cards in a bowl of ice water in the freezer (wrapped in watertight bag) so I couldn't impulse buy and had to wait min 2 hurs for them to defrost.. enough time for me to cool down.

Might want to put your spending on ice after this purchase!

FANTASTIC idea!!!! Bl**dy marvellous.

kathfisch

Aww lynzpower, don't be too hard on yourself. I know exactly how you're feeling - the 'not spending' mantra gets so ingrained and it becomes really difficult to spend money. Just think, though, you have been improving your financial situation specifically so that you can begin to spend money that is yours, not on credit.

This is an excellent example of the benefits of DFW - you have the money to spend, you've researched the best buys and are trying to cut costs as much as possible (avoiding delivery charge etc). To me that's money saving and savvy spending at its best!!

Its important to allow yourself some nice things now and again, when they are justified and affordable. Your lodger needs nice surroundings and you will enjoy your garden so much with the furniture. Take a step back from strict dfw mentality and enjoy your purchases - in the wonderful knowledge that you bought them from your money, with such a lot of research and thought that they're anything but frivolous or impulsive! Also, I'm glad to see the garden furniture is made from FSC hardwood - enviromentaly responsible and cheap :T

You won't suddenly open the floodgates on massive spending, your reaction to this spending shows that! You seem so dedicated to reducing your debt that I don't believe you'll easily slip back into past habits. Besides, you spend so much time on here we'll soon set you straight!!

Have more faith in yourself!

Enjoy your purchases

lynzpower

The FSC hardwood thing has tipped the balance for me, thanks kathfisch....am ordering now!

*Butterflies about in my tummy*