KP's Another year older another year wiser?

Jo_R_2

Crikey that is a long day!

Keeping_Positive

Hello :wave:

Cant believe how long Ive left this for. Been very unmotivated recently not been careful with cash or diet. Overall things are good so more annoyed with myself than anything. Struggle to remember stuff so will post a few bits as I recall it.


Good - secondmentg means 120 ish extra a month
Bad - Not been careful so not seeing any benefit to debt repayment
Good DD1 and DS have new clothes from a friend and all I have to do is buy some sweets
Bad - 7lb lost through SW pretty much found again
Good - DD2 parents evening showed she is still doing well
Bad - Not gone to gym in weeks
Good ish - Have been watching grocery spends for main shop including using freezer bits up this week
Bad - Hitting the chip shop, McDonalds alot so bad for all of us and budget
Good and Bad - OH renal check up appointment finally come through forn tomorrow so hoping things arent too bad
Good - doing a car boot this weekend to clear some stuff and make a bit of extra cash

That will do for now

Thanks for reading xx

beanielou

Great to hear from you
Take care x

dizzy_lizzie

Hi KP...you and I sound like we've been having the same mind set. Some good stuf along with not so good. But at least we can pinpoint the areas we need to work on. Hope all goes well with OH's appointment.
Luvz Dizzy x

shaun40400

hi kp

yep that's life
but as dizzy say,,,now we know better and correct thing quicker,,

everyone need time off from mse
its hard work its draining ,,,but we aint doing it for the fun!!!

ive been in full cult of martin mode (blessed be his name:money:)for the last 5yrs...and will be for the next 10,,

however now im trained and sorted,, holidays are paid on booking and 90% of spending saved (theirs always something!!!)
Christmas is budget and almost kept too :whistle:

and for 4 weeks we life on old style type food lists but every 5th week we can go mad and have treats from the food cash that has been saved


looking forward to july as child benefit is targeted at nothing and back to school allowance has come ,,,mega bargin shopping time kit out the kids and me for the next 6 month:j:j

you will get their just keep positive:rotfl::rotfl::o:o:o
s xx

millionaire_in_training

Ther you go KP you actually had lots to say and loads of positive stuff going on. Stay here with me lol and we can kick each other's butts frequently. I have the same problem with take aways etc. I don't go near them for months and then end up going about 3 times in a week. I don't even particularly like them. Well done on the secondment. I do some out of grade work too and last month it paid for a weekend in Benidorm with my mates in November:D. I should be mebarrassed saying that as I should be paying off the debt but hey my life is so frantic I deserve the break....................don't I ?? :rotfl:

Keeping_Positive

Thanks guys

MIT you definately deserve a break especially palneed and paid for one raher than a lets stick it on credit.

OH is ok feeling sore and tired after having a needle stuck into his bladder :eek:. At least it is done now so hopefully we will know soon if its bad or not.Also the weekend so he can rest a bit.

Shaun I like the focusing Child Benefit on something. At the moment I lump things into one. Theroretically I should have 300 ish a month extra to cover annual costs such as birthdays, car and xmas etc. Plan to do a budget to cover from now to the new year soon.

OK few days not been long although I am still behind at work - have Monday and Tuesday to catch up. Ive learnt enough to know I DONT work weekends oe evenings the long days are ok but thats it.

Dizzy nice to see you hope good things still outweighing the bad.

taxi73

hoping you receive good news re DHs tests

beanielou

What taxi says from me too.

millionaire_in_training

Ok re DH. Keep us updated xx