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Taxis back to basics...debt and mortgage free before 50(feb 2014)

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  • dizzy_lizzie
    dizzy_lizzie Posts: 2,952 Forumite
    edited 24 July 2010 at 10:26PM
    So sorry to hear about your SIL, bless her.
    Luvz Dizzy x
    Official DFW Nerd Club Member no:219
    In the Court Of The Crimson King
    I don't believe in the concept of hell, but if I did I would think of it as filled with people who were cruel to animals.
    Gary Larson
  • Sorry to hear about SIL Taxi- hope you can both be a support to each other. xx
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Ihaven't spoke to SIL with cancer yet.The SIL that phoned me is going there tomorrow..they all live down south.I don't want to phone her until spoke to the other SIL ...they are both sisters and are DHs sisters...it's hard cos I don't want her to be upset about me...so will wait to hear from them.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh good lord, Taxi - it really keeps on for you and your family, doesn't it.... I do wonder about the effect of genetics on illnesses - serious ones like you've had, and the chronic things that are starting up in me - my rellie that I met in Norfolk, for instance, although he's lived abroad for so many years, has exactly the same complaints as the rest of us - arthritis and skin cancer.... seems that sometimes, the difference is in how well we look after ourselves, which is what you're working on. You've inspired me to look after myself more carefully too.
    xxx
    2023: the year I get to buy a car
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Karmacat my mum and her sisters have recently joined genetic testing program because both their mum and sister had bowel cancer. Weirdly my aunt has been hammered by her insurance co for this and they have loaded her premium by 120% for life assurance and yet as she said, she is one of the very few people who has it confirmed 3 times a year that she doesn't have bowel cancer.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thats peace of mind, isn't it, the regular testing - insurance companies, of course, are mad as hatters :( But that family history means you're at higher risk too? :(
    2023: the year I get to buy a car
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    My mum got the all clear from the testing and right now, if that is the case, NHS dont test next generation.

    Her sister showed up with some of the genes and her adult kids were tested.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Morning all..
    I agree as well that genetics play a big part in lots of illnesses.In DH family cancer is rife...I also believe that a lot of stuff can be helped by looking after ourselves.
    My breast cancer nurse said that a positive attitude,exercise and weight loss can all go a long way to help stop a reoccurence.

    Insurance is hard to get anyway if theres breast cancer in your family...nobody will touch me now for at least 5 years ...am not bothering anyway...travel insurance is another one where I'll have to pay loaded premiuims.

    Have checked banking and all is well there.

    Am going to pop out later to the office to drop the subs cheque off and then put the stuff through the accountants door.
    Popping to the gym later(don't get excited)...am having a eyebrow,lip and chin wax..lol
    Will check and see if car needs filling..probably does
    Apart from that nothing else going on.

    Have been up since very early to tell DH about his sister...he was at work last night and there was no point in phoning him there to give him that sort of news.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi Taxi - that mix of genetics and environment is the thing, isn't it - as far as I understand it, genetics can give us a disposition to something - and whether we get it depends on our environment throughout our lives - thats not just what we eat and how we exercise, it might be something as unknowable as the bedrock your childhood home was built on, or asbestos leaching into the atmosphere from a building you passed to get to school (or, as in my case, teenage years spent in smoky pubs drinking too much, oops) - but what we have control over now is the immediate environment of our food and drink and the chemicals around us. And thats what you're doing, taking back your power from multinationals just out to maximise their profits. Ach, wrong forum, but that "consumer revenge" thing of Martin's has always appealed to me, sorry!

    Doesn't seem right that your travel insurance is loaded, by the way. Still, there are small pleasures - I love the idea of going to the gym for waxing, lol - have you heard that thing about imagining exercise and actually getting some physical benefit from that? Sounds great to me :)
    2023: the year I get to buy a car
  • taxi73
    taxi73 Posts: 20,815 Forumite
    I agree with everything you say above...those are my sentiments exactly.Don't get me started on the likes of Tesco...that rip the suppliers off!!!!

    Love the idea of imagining doing exercise and it doing me good...lol...wonder if it would work with diets..lol

    Travel insurance will be loaded as I'd be at higher risk of dying or hospitalisation in their eyes...won't matter as I'll not be going abroad for a long while yet.
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