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Taxis back to basics...debt and mortgage free before 50(feb 2014)

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Lemon_Tree wrote: »
    i'm glad you all understand. I am so pleased when friends on here get bonuses or win things or make mega inroads into their debts, then i ask myself 'what are you doing LT to get rid of yours?' i know i'm doing ok and i can sort of see the light at the end of the debt tunnel but i wish it was tomorrow. but then don't we all wish it was tomorrow? then i feel guilty as i shouldn't feel jealous of my friends. strange and do-lally? moi??

    Your not strange or do.lally..lol...we are all guilty of wanting to get debtfree tomorrow..ahhh if only lifewas so simple...eh.

    I have times where I can't pay any extra and others where I can manage quite a bit it all depends on what I need for normal household stuff at the time.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Fingers crossed Taxi. I have to say where i live is quite sheltered and usually it goes quickly it has to be bad to stick here as well..

    Just thankful i am in credit by a huge amount with gas and electric. £145 :) I plan to be comfortable i can tell you.

    To be honest BOB...I am not one to skimp on my gas/electric in the winter..there is no point saving a few pounds on gas but losing loads from not working...comfort is so important along with health.
  • I always run into the winter in credit on the electricity so I don't have to worry about putting the heating on. Problem with storage heaters is that they leave the place lovely and warm during the day when we're not here to appreciate it, but by the evening a lot of the warmth has gone!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • taxi73
    taxi73 Posts: 20,815 Forumite
    I can see that being a problem..have you never fancied gas central heating?
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Just updated my sig as another £508.32 has come off in lloan payments and am so happy that I'm in the £75ks in debt if I include my savings.So looking forward to being in the £60ks for next target.

    Nothing else much to report..we weren't able to take the cab out for either shift today again and am really really hoping to get it out by tomorrow night at the latest.
    It has been raining the last few hours on and off and the snow has started to melt..the worst thing that can happen is it freezing over the snow that's left so hopefully most if not all will be gone by tomorrow.
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    another lump gone taxi :T:T
    :p to the snow
    s xx
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Those two payments were just the car loan and one of the Halifax loans...I will be so rich when we are debt free.
    As expected the snow has iced over...but tomorrow is meant to be a nice day so it should melt...hopefully
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I hope you are thawing out up there - down here it is still very poor on many of the roads, although the major ones are reasonable...
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,512 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thats a nice lump to pay off.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    edited 23 December 2009 at 10:49PM
    Hope the weather gets better and you can at least get out to work, bit nippy here, no snow, luckly.. xx
    xx rip dad... we had our ups and downs but we’re always be family xx
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