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Taxis back to basics...debt and mortgage free before 50(feb 2014)

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    11 but I don't cook it anymore as I have to work...JJs mum will cook it at my sons house.
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    congratulations on clearing your card.

    i have strange feelings of jealousy sometimes, sometimes i'm jealous of people with cards cos from my side they look easier to clear as all of my remaining debts are loans, but then i'm not sorry that they're loans as they are always coming down after each payment as interest has already been added to them and the interest rate won't be changed on me with little or no notice.
    told you i'm strange!
  • I don't think that's strange at all - entirely normal, but you are right on the rational side of you that knows that at least there is security in the loans being "fixed" as it were.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    LT - I can see where you're coming from - I've got a mixture at the moment - but now I've just got the b-card to go and the rest are with DCAs.
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    wow well done on paying the card off mrs ...
  • taxi73
    taxi73 Posts: 20,815 Forumite
    It's a right old bag of feelings this clearing debt malarkey isn't it?..you're not strange LT..not at all..no matter what sort of debt it is CC,loan etc we'll get there in the end.
    Nothing much to report am just plodding along earning what I can when I can...have done ok the last couple ofdays so happy with that....one more day then day off.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    makes total sense to me too LT i kinda feel the same ....am delighted for those that have paid something off and are a step closer to their dreams but then there is that wee bit that says ...an what about you EL what are you doing ?
  • taxi73
    taxi73 Posts: 20,815 Forumite
    We can all only do what we can within our means and with the tools given to us and by the very fact that we all earn different amounts,owe different amounts and need differring basic amounts to live on stands to reason that the debt will come down at variable levels as well...
    That was a bit profound for sunday afternoon..sorry
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    think you hit that nail on the head taxi
  • taxi73
    taxi73 Posts: 20,815 Forumite
    elantan wrote: »
    think you hit that nail on the head taxi


    Phew...glad it made sense El..
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