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Trying so hard but failing

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  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks mummytogirls x,

    Have done quite a lot of food shopping this week but have quite a lot of meals in now so should hopefully be on budget.

    Paid £22.21 min pay off next yesterday & paid off outfit card which was a little bit less than i thought at £74.99 really pleased that one bill is gone.

    So glad its bank hol weekend & we get an extra day.

    Going to try to make creamy bacon pasta for tea.

    Kerron7 x
    Emergency Fund - £150/£500
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    hi sorry i not been around for a chat

    wow your doing well your so busy must take a leaf out your book :j

    busy bee

    take care

    xxx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • kerron7 wrote: »

    Hope DH gets his P60 soon to give figure to Tax Credits, hope it doesn't change too much else i'm going to have to rethink my plans for debt repayment.

    Hiya have you got hubbys pay slip from March as this will tell you total income that you can submit to tax credits.

    Good luck with your debt busting your doing fab.
    Ive subscribed to your diary

    Hugz Dreamyxxx
    total debt at LBM £4800
    Debt as of Mar 2016 £1790 Hope to be debt free July 2016:eek:
    Sealed pot challenge number 552
  • Hi Kerron,

    Just thought I'd say hi as I'm sure sometimes you must feel like you're talking to yourself:rotfl: - read your diary - well done for getting back into it. I have just paid an extremely large amount off my debts:j (with hubby's redundancy:eek:) but the payment's in limbo so will update my sig when it reaches the card:mad:.
    Well done on paying the outfit debt off. Well done to on the food front too.
    How's the weight doing? I have 2 and half stone to lose - will get into it after a nasty exam I have in 10 days:(
    Keep up the good work...
    Debt at LBM:idea: - 12 April 2010 B/C [STRIKE]6471.74 [/STRIKE]APR 19.9% M & S 4849.74 APR 18.9% Sant Zero 2487.89 APR 18.58%
    DFD Nov 2015 VSP #64£2 savers club #108 SPC#1359
    DFW Nerd#1311 / Long Haul#225
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    NAEFAGS wrote: »
    hi sorry i not been around for a chat

    wow your doing well your so busy must take a leaf out your book :j

    busy bee

    take care

    xxx

    Thanks Naefags, with 4 children i'm always busy with school/nursery runs & after school clubs as well as trying to juggle all these bills. I know its only a small bill but i felt such an achievement paying off, a few months ago i would have probably paid off the minimum and spent the rest on bits & bobs.

    Kerron x
    Emergency Fund - £150/£500
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hiya have you got hubbys pay slip from March as this will tell you total income that you can submit to tax credits.

    Good luck with your debt busting your doing fab.
    Ive subscribed to your diary

    Hugz Dreamyxxx

    Hi dreamywings,

    Thanks for subscribing.

    Yes i do have it somewhere, i'll dig it out. Still waiting for the renewals pack to come through, although we have rang up the last few years without it and just gave them the figure as we have had such problems with the system. Still waiting 3 years on for them to look at our disputes all 3 of them!

    Kerron x
    Emergency Fund - £150/£500
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi Kerron,

    Just thought I'd say hi as I'm sure sometimes you must feel like you're talking to yourself:rotfl: - read your diary - well done for getting back into it. I have just paid an extremely large amount off my debts:j (with hubby's redundancy:eek:) but the payment's in limbo so will update my sig when it reaches the card:mad:.
    Well done on paying the outfit debt off. Well done to on the food front too.
    How's the weight doing? I have 2 and half stone to lose - will get into it after a nasty exam I have in 10 days:(
    Keep up the good work...


    Thanks moremoneythansense.

    Well done on your large payment, must be a lovely feeling.

    Yes its only a small amount, but i'm really pleased i have paid it off.

    Ha ha, the weight isn't doing! I have not weighed myself for a while, but i would like to be about 9st 7lbs, so probably about 2st. I keep thinking about going back to SW but its nearly £20 a month which could be put towards a bill and with a bit of will power i could do it from home as i still have the books.

    Good luck on the 'nasty' exam, what are you studying?

    Kerron x
    Emergency Fund - £150/£500
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Monday already, where does the time go!

    Had a nice weekend, had a bit of a lapse on sat as we had a takeaway curry but i got given £20 so no money spent really.

    Lots of housework today and a bit of diy. Have wrote a few list for myself with regards to things that need doing around the house and meal plan until 21st may.

    May to do list

    Paint hall, stairs & landing
    Paint kitchen
    Tidy & plant a few things in front garden

    Tea - Chicken, pots & veg

    Have paid all credit & store cards bills, need to wait now until end of month when DH gets paid again. CC3 will be the next to go when he does.

    Kerron x
    Emergency Fund - £150/£500
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    wow 4 kids you bust be busy and doing mse

    well done

    xxx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    thanks naefags, i try my best lol x

    Its freezing today, left the washing on the line last night in the hope it would dry may have to put in the tumble dryer for 5 mins to finish it off.

    Brought some paint and plants yesterday, only came to about £26 so pleased with that.

    Some clothes to put away & need to tidy downstairs.

    Sandwiches for lunch
    Spag Bol & garlic bread for tea.

    Kerron x
    Emergency Fund - £150/£500
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