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Trying so hard but failing

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  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks Naefags

    I have decided to change my sig to debts as of today since i had my second LB moment.

    Just waiting for DH to get paid again now so i can put my new plan into action. Looking foward to the challenge its going to be tough though after everything has come out based on his basic wage there will be about £80 left, but i have included £150 for saving for car, holidays & xmas/birthdays.

    To do today

    Put washing on
    line dry washing
    hoover downstairs
    tidy utility
    put mountain of clothes away

    sandwiches for lunch
    chilli con carne & garlic bread for tea

    Kerron x
    Emergency Fund - £150/£500
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Nothing achieved at all today, apart from washing & drying well half of it anyway.

    Had another little think and am going to pay outfit card first, american express then next. So Outfit will be gone by the end of the month yay!

    Has been a NSD today, so happy with that too

    Kerron x
    Emergency Fund - £150/£500
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Morning,

    It is so cold here this morning, really hope it warms up quick.

    Nothing much going on money wise today might have to get a loaf of bread, DH has took £40 for petrol & i have an exercise class tonight but its all accounted for.

    Really need to get on with put the washing away and need to clean up a pushchair today.

    To do list

    Washing on
    Washing out
    Washing put away
    Clean pushchair & car seat
    hoover house
    clean utility

    sandwiches/toast for lunch
    chicken fajitas & wedges for tea

    Hope everyone has a good day.

    Kerron7 x
    Emergency Fund - £150/£500
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Morning,

    Just working out figures and its going to be really tight until DH gets paid next Fri, we have a wedding to go to this weekend so thats going to take quite a chunk of money & have still have food shopping and bills to pay eek. Have a bit in savings but really don't want to touch it as its for car tax and mot thats coming up soon. I hate it thats its so tight every month. Forgot i need to buy a card and wrapping paper too! Need to see if i can cut any off this now.

    Kerron x
    Emergency Fund - £150/£500
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Finances not looking very good after the weekend, can squeeze about £10 i think but need petrol, bread, milk & crisps so pushing it. DH gets paid on fri hoping his petrol lasts too.

    Nothing much to report really just waiting till fri to sort the bills and pay off the outfit card.

    To do list

    Washing out
    washing in
    tidy front garden
    tidy back garden
    tidy downstairs

    Lunch - not sure
    Tea - Pizza, chips & wedges

    Kerron7 x
    Emergency Fund - £150/£500
  • Hi Kerron7

    Just popped in to say good luck with your diary :)
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    thanks blue-bells

    Bank is looking hideous, DH gets paid though tomorrow not that it will look that much better. Down to last £5 which i need to put in the car. Looking forward to paying some bills which is a first, got a long way to go though.

    Hope DH gets his P60 soon to give figure to Tax Credits, hope it doesn't change too much else i'm going to have to rethink my plans for debt repayment.

    To Do

    Tidy downstairs
    Take washing off line
    Put washing on line
    Put washing on

    Lunch - Sandwiches/toast
    Tea - Fish fingers, beans & mash

    Kerron x
    Emergency Fund - £150/£500
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    DH got paid an extra £98 yay, however tax credits has gone down by £115 a mth for us thats a huge amount. Hoping this will increase when i have given them DH p60 figure when it comes. Not sure why its dropped so much nothing has changed from last year can only think they have based it on estimated amount i gave them from 09-10, so we will see. Really wish we didn't rely on them but we do, so worried if we have a change of government they will be scrapped!

    Have been shopping enough for 2 weeks, will only have to get bread, milk sandwich meat & a bit of fruit and veg.

    Have paid Abbey today so £77 off debt!

    To do

    Nothing much i'm shattered today!

    Will think about tea later

    Kerron7 x
    Emergency Fund - £150/£500
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Morning,

    Paid off £37.38 on cc2. CC1 & 2 int free until aug so should be about £4200 combined by then, hopefully can BT if we can get another card otherwise my plans will go out the window lol. Still waiting for outfit statement to come through so i can pay it off. Need to pay min on next as well but have tried about 5 times and it wont go through, so will have to ring them.

    To do

    Put washing out
    put washing in
    tidy downstairs
    tackle playroom

    Lunch - Spagetti hoops & cheese on toast
    Tea - Spag Bol & Garlic bread

    kerron7 x
    Emergency Fund - £150/£500
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Kerron, just popping by to say hi! Had a quick read of your diary and sounds like youve got everything under control!

    Your meal plans sound very similar to ours too!!! Mummytogirls x
    Mummytogirls x

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