MSE news: Virgin launches fee-free 0% balance transfer credit card

laurynsausage

Thanks for applying for a Virgin Credit Card.

We're delighted to say you're in! :j:j

Your new Virgin Card credit limit will be: £9000. :eek::eek::eek:

Your new card should land on your doormat in the next 7-10 days. Sign it on the back, call us to activate it and Bob's your uncle, you're up and running.

We hope you and your new card have lots of fun.


LOL, I am only goiing to transfer £3300 to this card :rolleyes::rolleyes:

Paulgonnabedebtfree

laurynsausage wrote: »

Thanks for applying for a Virgin Credit Card.

We're delighted to say you're in! :j:j

Your new Virgin Card credit limit will be: £9000. :eek::eek::eek:

Your new card should land on your doormat in the next 7-10 days. Sign it on the back, call us to activate it and Bob's your uncle, you're up and running.

We hope you and your new card have lots of fun.


LOL, I am only goiing to transfer £3300 to this card :rolleyes::rolleyes:

If I get one, I will only be transferring what I can reasonably afford to repay in 9 months. This would be the money I'm currently paying 16.9% on and the money that will soon be at 22.9%. All the rest is on decent LOB deals so I won't be tempted to transfer that in case I can't repay before the 9 months is up.

Any

laurynsausage wrote: »

Thanks for applying for a Virgin Credit Card.

We're delighted to say you're in! :j:j

Your new Virgin Card credit limit will be: £9000. :eek::eek::eek:

Your new card should land on your doormat in the next 7-10 days. Sign it on the back, call us to activate it and Bob's your uncle, you're up and running.

We hope you and your new card have lots of fun.


LOL, I am only goiing to transfer £3300 to this card :rolleyes::rolleyes:

I like their light hearted writing, don't you?:rotfl:

Paul - I didn't tick PPI either. But I did pick BT for £2850 and they gave me limit £2900...

frivolous_fay

I didn't put any BT amounts in.

heleddie

Nicely just been offered a £15000 limit :-) will be balance transferring to egg and then onwards to a saving account.

Massive thanks to dov for the link (on page 2) as it's gone from moneysupermarket comparison

mary

How come such a large amount, if you don't mind me asking - do you have a hefty income?

dov

karie wrote: »

i got offered a £7,300 limit. in my application i requested to do a transfer of £5,300 (as that is the limit on my egg card), dont know if its coincidence that they offered me exactly £2k more. anyone know if it will be easy to increase the BT to £7,300 or if i should send another £2k separately?

my egg limit is £5,300, hopefully it wont be a problem to SBT more than that...

PS - kindofagilr, i didnt receive an email either...

You can do a SBT of the entire postive balance on your Egg Money account irrespective of your credit limit. The credit limit is only for negative balances. So the total you could transfer is positive balance + credit limit but you would only wont to transfer the positive balance for stozzing purposes.

karie

thank you!

itzmee

I just applied for OH and he got accepted immediately. We were a bit worried about the clean credit part as he has a small CCJ and default which we didn't know about until we did a credit search last year. However he is already with Virgin Media and mobile, and has an MBNA mastercard so hopefully that made the difference in his case. He is transferring £2700 and got £4500 limit. When he applied to Tescos earlier in the year they wanted bank statements from him first before they would process his application further so we didn't bother with them.

Dagobert

On the application form, you have to specify existing borrowings / credit cards.

I have no outstanding amounts to enter. But that will seem a bit strange when I request a BT later.

What do you fellow stoozers fill in?