MSE news: Virgin launches fee-free 0% balance transfer credit card

Paulgonnabedebtfree

I got the "we will contact you in 7-10 days" bit.
Should be fun.
I fully expect a letter declining my application.

willstewart

I got rejected straightaway and got offered the chance to apply for a Vanquis card with a 39.9% interest rate.
Not sure why (already got a VA MBNA Amex card which I'm quickly paying back). Did apply for a FlyBe card a couple of weeks ago but have heard nothing from them and as far as I know, my credit record should be fine.
Going to check it just in case something untoward is there.

binaryuniverse

I got offered Vanquis as well. Lord knows why as all my credit card accounts are full of lovely 0's. :beer:

frivolous_fay

I was unable to find the card on moneysupermarket this morning, but I found it using dov's link. (:beer:!)

I have an egg card with a small limit, a currently unused Debenhams storecard, and a PO card with about 7k limit on it. Virgin have accepted me and offered me a limit of £7400

Egg have confirmed that they can credit a positive balance to my bank account at no charge :j

YorkshireBoy

frivolous_fay wrote: »

Egg have confirmed that they can credit a positive balance to my bank account at no charge :j

Did you mention the (likely £7,030 at 95%) size of your request, or were you deliberately 'vague'?

Any

Thanks for applying for a Virgin Credit Card.

We're delighted to say you're in!

Your new Virgin Card credit limit will be: £2900.

Your new card should land on your doormat in the next 7-10 days. Sign it on the back, call us to activate it and Bob's your uncle, you're up and running.

We hope you and your new card have lots of fun.



Jupiiiiiiiii

frivolous_fay

YorkshireBoy wrote: »

Did you mention the (likely £7,030 at 95%) size of your request, or were you deliberately 'vague'?

Hm, I hadn't applied at that point, so didn't know what my limit would be. I did mention that it would be due to a balance transfer.

'Also be aware there is no charge for returning a credit balance from an Egg Visa Card.'

Seemed quite a solid answer, not woolly

kindofagilr

I applied this morning, and got accepted straight away.

Moggles_2

willstewart wrote: »

I got rejected straightaway and got offered the chance to apply for a Vanquis card with a 39.9% interest rate. Not sure why (already got a VA MBNA Amex card which I'm quickly paying back).

Originally Posted by binaryuniverse
I got offered Vanquis as well. Lord knows why as all my credit card accounts are full of lovely 0's

Don't forget MoneySuperMarket's on lead commission. It's very much in the site's interest to persuade users to apply for credit cards.

FairyElephant_2

I just applied and got accepted! Couldn't find it on the moneysupermarket page, but used dov's link and it came up straight away!

Annoying thing is I just had to clear my 0% Lloyds card last month, but I have put stuff on it since intending to clear it this month when my monthly saver matures, so guess I will BT that instead.

Anyone know if a BT to a current acct will work with this one? used to do that yonks ago when I was a real stoozer, but not tried it for ages!

Thanks for help & advice on this one (and thanks to MSE for pointing it out in the first place!)

FE