MSE news: Virgin launches fee-free 0% balance transfer credit card

socrates

Any wrote: »

How did you find out you don't have all the benefits? Did it say in the T&C when the card arrived? (you know, in the rates table).

It was when I tried to do a BT the Virgin member of staff told me there was a handling fee - I then explained the terms of the offer - they told me that offer was pulled etc etc.

I then called the other number and it was a formality

u01jet4

should I have to tell them I am doing a blanace transfer? or will it all go through automatically seeing as I applied to do it when I spplied for the card? Transferring from M&S to Virgin. do I need to tell either? Virgin should already know I think.

wizk1

u01jet4 wrote: »

should I have to tell them I am doing a blanace transfer? or will it all go through automatically seeing as I applied to do it when I spplied for the card? Transferring from M&S to Virgin. do I need to tell either? Virgin should already know I think.

It's got nowt to do with M&S, Virgin knew I was doing a BT, but they just asked me to confirm it.

cashbackproblems

Im searching everyday in the hope of another one of these deals out onto the market, as i owe 1k next month which i cant afford to pay back fully and would really like to transfer it free of charge to another 0% card. Wheres the best places to keep up to date with any of these potential deals?

dov

Try

http://www.stoozing.com/0fees.php

CannyJock

cashbackproblems wrote: »

Im searching everyday in the hope of another one of these deals out onto the market, as i owe 1k next month which i cant afford to pay back fully and would really like to transfer it free of charge to another 0% card. Wheres the best places to keep up to date with any of these potential deals?

I wouldn't hang about waiting on another fee-free 0% deal appearing - I'd be going for another card today and just biting the 3% fee. The link that dov gave you is where I'd start.

KILOCHARLIE

vanilla8 wrote: »

Anyone else who hasn't received anything ring up and enquire!

Its been a week now since I replied and haven't heard a thing. Guess I'll be ringing them later then!

Any

socrates wrote: »

It was when I tried to do a BT the Virgin member of staff told me there was a handling fee - I then explained the terms of the offer - they told me that offer was pulled etc etc.

I then called the other number and it was a formality

Thank you Socrates.
Fortunately I didn't need to call that special number, the guy that picked up when I rung to activate my card told me that I have 0% no fee and the BT I requested at applying was already done!

It hasn't appeared on my M&S yet, but as M&S statement was issued yesterday, that is actually good as I won't have to pay anything this month:T I will still keep checking on-line though until I actually see the card being paid off..

KILOCHARLIE

just rang them. accepted with 4k limit on 17.5k earnings with no debt on any other cc's etc.

not great when i see some of the limits other people are getting, but with my low pay its not to be sniffed at!

Any

KILOCHARLIE wrote: »

just rang them. accepted with 4k limit on 17.5k earnings with no debt on any other cc's etc.

not great when i see some of the limits other people are getting, but with my low pay its not to be sniffed at!

I earn more then you and got less then you... definitely a lot to do with my already existing available limits across my other cards...

not sniffing at it either!:rotfl: