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dottyanne's debt diary

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Comments

  • MCBIRNIE25
    MCBIRNIE25 Posts: 555 Forumite
    Hi Dotty,
    you will be fine with CCCS, they will work out a plan so if that's all you can afford so be it, don't worry on that score.
    If you want more advice though, pop over to the thread where we all listed our professions, and there is a cccs councellor who seems to know the time of day, sure she wouldn't mind you PMing her to put your mind at ease.
    Hope the books sort themselves out.
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    Hey dotty, bet you feel a bit calmer now it's all pinned down on paper? I think it just helps having it all down there, in black and white. Don't forget, there's only one way those numbers are going, and that's DOWN!!!
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
  • Careful_girl
    Careful_girl Posts: 938 Forumite
    The CCCS are only there to help you as we all say. Nobody expects you to eat gruel and work 24 hours! They will set up a plan and we will encourage you to keep to it. We all understand how tough it is and are all human. However the commitment you have shown us through this thread suggests to us that you will manage admirably and be taking us all out for a slap up meal in the next few years!!!!!!!!:j
    Go For IT Dotty!!! Its a challenge!!
    All the best,
    CG
    "You can if you think you can."
    George Reeves
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hi CG - thanks for that!! I think I have realised of late that ive still got to LIVE aswell as pay the debts.......and tbh i havent been doing so for a long time...........Feeling a bit nervous today as going to pick those dreaded books up from the accountant tomorrow and really scared as to how im going to sort out the mess!! but i guess i shoudnt be worrying until i know what it is im worrking about - if you get what i mean??? dotty xx
    Focusing on clearing the credit cards in 2018 :T
  • Careful_girl
    Careful_girl Posts: 938 Forumite
    You're right. You need to know what is what with the business and then you, the cccs and your friends on here will all be able to try to sort it out. One step at a time sometimes huge ones sometimes mini ones!:j
    All the best,
    CG
    "You can if you think you can."
    George Reeves
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hello everyone - have u missed me then? I havent been anywhere exciting i promise (no flamin money to go anywhere for a start!!!!):p

    I havent been up to much - however as the CCCS advised before my telephone appt on the 6th July :eek: I have set up a basic bank acount and have been setting up all direct debits for the priority debts on this account.

    Ive also been getting my paperwork ready.............:o hope they can help me........

    How u lot going on?? Shop doing ok here and everything else plodding along - hope u lot r ok - have i missed any gossip??;)

    dotty xx
    Focusing on clearing the credit cards in 2018 :T
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    Nah, not missed much mate. Glad you're sounding perkier about your situation - personally I'm looking into selling up and setting up from scratch in a different area. How's things, and are you feeling better?
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hey Obi - will hopefully be a lot perkier after i speak to the CCCS, whats made you think about selling up? Im feeling okish..........lots to worry myself out thats non debt related if u know what i mean?

    dotty xx
    Focusing on clearing the credit cards in 2018 :T
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    hello love been wondering how you are doing. Glad to hear the appointments only a few days away- nothing worse than waiting is there? Hopefully this will bring you some release *hugs*
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hi Lynz - looking forward to the appt. in a way - hopefully give me some help in sorting this mess out once and for all!!

    Hope your ok too!!

    dotty xx
    Focusing on clearing the credit cards in 2018 :T
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