dottyanne's debt diary

dottyanne

Thanks Lynz - I really felt a whole lot better after speaking to the lady at CCCS initially - I think if they go through everything and work out an appropriate DMP with me I will feel a whole lot better - who cares if i cant get credit for 6 years? I dont want it anyway!! I never want to take out a Loan or CC again!"! Im not even worried about the possibility of phone calls and nasty letters from creditors as im already getting my fair share of them anyhow!!

I guess the 04-05 books may take me a few days to unravell but i will post on here to see what you all think (as usual) ;-)

thanks for your support lynz - i will keep you updated!! cheers buddy!!

luv dotty xx

OberonSH

hey lady, well done on getting things sorted, and glad you feel batter. Things are looking better all the time, and it won't be long now before you'll be working out your DFD.

dottyanne

Hey Obi - was wondering about you and how u were getting on? Hope all ok?? Hows things going with you??

Pobby

Glad you feel better hun.Like I said before,my accountant made a crashing great mistake years ago showing a whacking great loss for my business.Just forgot about adding in one column worth tens of thousands----don`t you just love um.If I can assist on helping you with the books pm me.Got to be a fairly dab hand oner the years at this.-x

dottyanne

Thanks Pobby - will do - however rang said accountant to check he was in and he said wouldnt be as 'going out in ten mins' - ok so will pick em up sunday? (at work till then) - he said ok but just ring first as he may be out then too!!!

Careful_girl

Dotty if you look up there you will see a glimmer of light. You know the one at the end of the tunnel.
I am so pleased that you are taking professional advice, I think you are very sensible and show great strength of character. You are still driving it all forward we are just cheering you on. Always wanted to be a cheer leader!!!
Keep smiling,
CG:j

dottyanne

Awww - Thanks ever so much CG - thats really nice of you to say - I just thought i'd try myself but if theres free advice and help them i would be silly not to take it??

dotty xx

lynzpower

Careful_girl wrote:

Dotty if you look up there you will see a glimmer of light. You know the one at the end of the tunnel.
I am so pleased that you are taking professional advice, I think you are very sensible and show great strength of character. You are still driving it all forward we are just cheering you on. Always wanted to be a cheer leader!!!
Keep smiling,
CG:j

Hows this

Well done dotty

dottyanne

Thanks Lynz - ur one of the best 'virtual' mates I have on here - always there to give a positive word and just to make me smile - and all the rest of you - THANKS XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

dottyanne

Well a really exciting Friday night for me folks - been listing all my debts, amounts outgoings etc in preparation for my phone interview on the 6th with the CCCS - It looks like the remainder after all the outgoings they suggest i put down will be in the region of £200 pcm. Do you think this is enough to distribute around approx £28k of debts?? mmmmmmmm..........i dunno myself but would really like the option of a DMP at the moment.........any ideas folks?