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dottyanne's debt diary

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Comments

  • mountainofdebt
    mountainofdebt Posts: 7,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    dottyanne wrote:
    Hi yes ! Heard from them today by letter - they confirm that they accept my payment offer so a bit of good news (at last) !! I'm well chuffed with that result i can tell you!!

    Am really pleased that your letter worked....obviously the person who wrote to you initially was having a pmt day.
    2014 Target;
    To overpay CC by £1,000.
    Overpayment to date : £310

    2nd Purse Challenge:
    £15.88 saved to date
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Yep obvioulsy (although i checked and it was signed by the same woman) however, on this occasion i shall not hold her PMT against her :rotfl:
    A result at least!!!
    Focusing on clearing the credit cards in 2018 :T
  • Pobby
    Pobby Posts: 5,438 Forumite
    Hi Dotty,well done with the council.Having had a shop for years I found that most creditors were happy with staged payments
    even the dear old IR!How`s bizz at the moment?Hope the computer trade is good.If you are based in Trowbridge,I have a buddy that needs his puter sorting----lol.Keep up the good work.
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hi Pobby - sorry !!!! business is picking up (really!!) wever been quite busy for the last 3 weeks now, now im managing money a lot better i hope that once weve caught up with all creditors we can keep on top of things relativley easily.........i know nothing is for certain but we can but try!! Have you still got your own shop??
    Focusing on clearing the credit cards in 2018 :T
  • Bothered!
    Bothered! Posts: 170 Forumite
    Hi dotty, just wondering did you do the ebay listing thing and if so how is that going ?
    Official DFW Nerd - Member no. 045 :p

    Total debts ???***
    Well I think they are going down, only time, a divorce, selling up & moving on will tell !!

    Forever optomistic.... Positive thinking.
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    listed stuff personally. - fingers crossed - be a good thing!!
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Anyway to get onto my diary - business been ok today....although i hate this time of the month (back end) its when all DD's and SO's come out and i always (used) to feel constant pressure as i had no organisation with money........this months is a bit different although i am cutting it fine i should be able to cover them all without too much trouble, even with playing catch up on a few debts such as BT phone etc.....Need to get in front with oH CC's asap, then keep to a strict budget...businesswise need to make big inroads into the IR payments, although as i said teh van is up for sale and any profit made (exoect at least £1k or so) will go straight off these debts (should clear them in full with more left over)...........
    Focusing on clearing the credit cards in 2018 :T
  • Chortle_2
    Chortle_2 Posts: 403 Forumite
    Glad things are looking up Dotty Anne :T
    Highest Debt (Sept 04) -> £41,300 :(
    Debt Free - August 2006!! :D

  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    great to here things are on the up hun :beer: keep at it ur going great guns :beer: :)
    Savings Total so far for 2023: £8,062.58
  • D&DD
    D&DD Posts: 4,405 Forumite
    Ooh Dotty only just spotted your diary very well done so far you are heading in the right direction :T Keep at it ;) (I know I'm a slavedriver..) :D
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