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dottyanne's debt diary

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Comments

  • Pobby
    Pobby Posts: 5,438 Forumite
    Hi dotty----there should be a little pm in your mail box.
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hi all - well some new today - dont know if good or bad - our accountant has FINALLY been in touch - and reckons we shouldnt have any tax to pay last year, business was then OH's.......so no big tax bills - phew - however i though may have had some rebate due to all expenses for setting up etc - but he reckons there will be none???

    On the down side - dunno exactly what he's gonna charge - although hes that crap i should be chargin him!!!! Hes had the books for nearly 13 months and still not submitted them!
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Pobby if your here?? PM back at ya!! dotty xx
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hello everyone - tryin to sound upbeat but still in the doldrums - were behind on Egg Loan and I need 361.80 asap - got about £180 of it but theyre pestering for it big time now - trying to catch up sucks and i didnt realise once you get behind on a 'few' bill s how long it actually takes to catch up!!!

    Last months DD to Abbey for mortage was returned but i rang up on 30th April and paid via debit card thus not making us go in arrears - the cheeky gits have tried to take another payment out of my bank thus being returned and charged £35 - Abbey going to refund this...but of course i have to send the letter to them that my bank have sent me saying theyre going to charge me for this!!! Fed up - seems like something always going wrong at the moment....

    Hope everyone else ok tho!!

    dotty xx
    Focusing on clearing the credit cards in 2018 :T
  • Pobby
    Pobby Posts: 5,438 Forumite
    Keep at it dotty.Guess it`s gonna take time.Sent you a little pm re some of my nutty family!
  • Pobby
    Pobby Posts: 5,438 Forumite
    Oh forgot to ask,is the shop still going good?
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Dotty, could you not give them the 180 and ask pretty please, can they add the rest of it to the end of the loan ( ie paid off a month later at the end) you can tell them you need this month to "get on top" and that you dont want to be in arrears with them next month

    Cant hurt to ask

    Sending hugs my love x
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Pobby wrote:
    Keep at it dotty.Guess it`s gonna take time.Sent you a little pm re some of my nutty family!

    Pobby - no PM in my mailbox :confused:
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Pobby wrote:
    Oh forgot to ask,is the shop still going good?

    Yep ta Pobby - shop still good - its lookin quite good in there at the moment - am proud that weve built up a decent (not too much!) amount of stock and dont owe for any of it!!

    Pity same cant be said for personal finances!! :o

    dotty xx
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    lynzpower wrote:
    Dotty, could you not give them the 180 and ask pretty please, can they add the rest of it to the end of the loan ( ie paid off a month later at the end) you can tell them you need this month to "get on top" and that you dont want to be in arrears with them next month

    Cant hurt to ask

    Sending hugs my love x


    Hoya Lynz

    Knew i could rely on you to give me some encouragement !! Im gonna see how this week end fairs - think i could pay it on monday but again its gonna be a race against time to get DD money in for the end of the month - hopefully THIS will be the month i catch up - lol:rolleyes:

    dotty xx
    Focusing on clearing the credit cards in 2018 :T
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