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Jellie's attempts to banish the wobbles and get debt free!
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Hi jellie nice to see you back. glad the move went okay and the date is now set for the wedding. Hope you manage to have a less stressful week too! enjoy the sunshine and make time to relax!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Hi kayleighpea and savingholmes!
Work still stressy- I really have to learn to handle things better!
Although I'm taking time to relax I only seem to have the energy to slump in front of the tv!
On the plus side I haven't been spending much either. I'm hoping that some of the habits I got into as a DFW have stuck!2019 fashion on a ration 0/66 coupons0 -
Hi Jellie, great to see you back, sorry it's taken me ages to say HI0
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Hi Jellie, glad to see that you're back...bit like myself
.
Apologies for not posting for ages as myself and OH have been helping out a friend who has had mega serious life issues to sort out...ours pale into insignificance by comparison. Anyway, things have gone from o.k. to totally pants here...OH lost her job towards end of May so things are so tight financially its untrue
Glad you're ok and will try to post more often.
:hello:DFW'er - Lightbulb moment : 31st July 2009 - £18,499
28th October 2019 - £13,505 - 27% paid off.
Demolishing my House of Debt.. one brick at a time!!
Thinking of spending???..YNAB says "NO!!!!"0 -
Hi Yukkibear and Chris blue. Lovely of you both to drop in.
Sorry to hear OH lost her job Chris. I know you had an idea it was coming but that doesn't make it any less difficult.
I've got a half day today so I'm back to sorting out and decluttering in the new house. Unfortunately I need to go out and buy a couple of vacuum storage bags now as some of my old ones have died! Will have to resist buying other things when I'm out!
Did rather well sorting out bathroom storage as I got a couple of shelving units from tesco. They're not perfect but at least they didn't break the bank.
Must get back into the habit of reading diaries for inspiration again!2019 fashion on a ration 0/66 coupons0 -
Hi jellie glad things are going reasonably well. Can totally relate on the tiredness thing....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Have started looking at more stuff for wedding and potential costs seem to be going up by the day. We are considering a meal at the local restaurant followed by a party at home. Potentially more money but less hassle!2019 fashion on a ration 0/66 coupons0
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Hi Jellie, sounds like your wedding plans are gatherig pace... good luck. Get the impression as soon as you mention the word "wedding" to any supplier / caterer / business, everyone puts 25% on the price!DFW'er - Lightbulb moment : 31st July 2009 - £18,499
28th October 2019 - £13,505 - 27% paid off.
Demolishing my House of Debt.. one brick at a time!!
Thinking of spending???..YNAB says "NO!!!!"0 -
That does seem to be the case Chris. We are regulars at the restaurant and it is their regular party menu so we're lucky there! There is a good choice for each course and we would probably just buy a couple of bottles of house wine for each table with drinks at our place before and after.2019 fashion on a ration 0/66 coupons0
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That does seem to be the case Chris. We are regulars at the restaurant and it is their regular party menu so we're lucky there! There is a good choice for each course and we would probably just buy a couple of bottles of house wine for each table with drinks at our place before and after.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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