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Jellie's attempts to banish the wobbles and get debt free!

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  • Chrisblue1962
    Chrisblue1962 Posts: 1,203 Forumite
    Part of the Furniture Combo Breaker
    Hi Jellie, you could have bought my V reg MZ TS125 motorbike (not running) on Ebay, which went for £157.00...I was only expecting to get £70-£80...:T. Will use money to pay off a small creditor (£108.00)....result!
    DFW'er - Lightbulb moment : 31st July 2009 - £18,499
    28th October 2019 -
    £13,505 - 27% paid off.
    Demolishing my House of Debt.. one brick at a time!! :)
    Thinking of spending???..YNAB says "NO!!!!"


  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    :D I did think about getting a motorbike but the new test put me off!!
    Well done on the money for yours CB.

    SH- I'm working on OH to hold off and then not go too crazy!!

    Another £200 into savings today. The people we are buying the house from have had an offer accepted on a property with no chain. We did our mortgage application today and solicitor appointed and surveyor too- OH has been very busy getting everything sorted so quick. He is amazing!!
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi jellie - hope your house buying goes well - do you still have another house to sell or are you both in rented now?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Both in rented at the moment SH since both our sales have gone through.
    2019 fashion on a ration 0/66 coupons
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Everything still going in the right direction with the move. The survey has been done and nothing major showed up. Minor things aren't problematic. Mortgage valuation happens this week and draft contracts are already with solicitor.

    Still saving every penny I can for the moving costs etc.
    2019 fashion on a ration 0/66 coupons
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    fingers crossed everything continues to go well on the house purchase.
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Thanks Lemon Tree
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi jellie - seen you posting on my thread but you don't seem to have posted on your own. Hope everything is okay and things are still going well with the house sale
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Hi SH.
    Everything is still fine with the house sale. Went over today to check what they were leaving etc. and to measure up for curtains.
    I'm still saving every penny I can so that is going well for now!
    Car insurance due next month so will have to shop around again for best deal.
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sounds good jellie

    I need to sort out my car insurance to for start April
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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