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Jellie's attempts to banish the wobbles and get debt free!

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Comments

  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    yeah go for it Jellie. My diary has tear out shopping lists on each weekly page. I'm in love lol
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    That's so cool.....I want one now :D
    Must resist!!
    2019 fashion on a ration 0/66 coupons
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    I shant tell you how much it was and you will resist lol
  • Chrisblue1962
    Chrisblue1962 Posts: 1,203 Forumite
    Part of the Furniture Combo Breaker
    Hi Jellie, fingers crossed over your house sale.

    Just had a look at Missymoo's diary..she seems to be having a bad few days :(..sent a virtual hug...

    Hope you're ok ...I still havent done any PADS yet but waiting for OH to get paid at end of Feb .
    DFW'er - Lightbulb moment : 31st July 2009 - £18,499
    28th October 2019 -     £13,505 - 27% paid off.
    Demolishing my House of Debt.. one brick at a time!! :)
    Thinking of spending???..YNAB says "NO!!!!"


  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi jellie - I bought a new journal in the summer which I am still using - it says "everything will be alright" on the front!!!

    Go for it crack open one of those new notebooks!

    Hope you are missymoo are okay
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    yukkibear wrote: »
    I shant tell you how much it was and you will resist lol
    Just don't go showing me pictures and telling me where you got it!
    Chrisblue1962 wrote: »
    Hi Jellie, fingers crossed over your house sale.

    Just had a look at Missymoo's diary..she seems to be having a bad few days :(..sent a virtual hug...

    Hope you're ok ...I still havent done any PADS yet but waiting for OH to get paid at end of Feb .

    Poor Missy :( Roll on pay day!!
    savingholmes wrote: »
    hi jellie - I bought a new journal in the summer which I am still using - it says "everything will be alright" on the front!!!

    Go for it crack open one of those new notebooks!

    Hope you are missymoo are okay

    I want that journal now :D
    I'm run off my feet and very stressed. Between work and house stuff I'm not getting and R and R!
    2019 fashion on a ration 0/66 coupons
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    I wont lol sounds like you have enough of your own. Put your feet up!
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    hey Jellie

    Just wanted to say thank you for thinking of me whilst I was AWOL!!!

    you seem to be doing ok though, thank goodness it's pay day tomorrow!!

    x
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Yeah pay day!
    Hopefully I'll have a chance to update finances and chat a bit more here this weekend.
    Work still very very manic so more work and more packing etc to do this weekend. Am also expecting fallout from survey on Saturday as the buyer has made appointment with my estate agent. Hope they don't try and drop price further etc.
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope sale goes through okay - it is so stressful when you are selling a house isn't it.

    I got my journal in a sale of delisted stock at WHSmiths! It was probably around £5-6. love it... I am very picky about my journals. Have to be blank pages - but I do like some of them to be coloured! Not fussy much!

    Hope you are feeling okay - thanks for your post on my diary - really encouraging!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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