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Jellie's attempts to banish the wobbles and get debt free!
Comments
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Duh, silly me, I read your thread last night and puzzled for a bit wondering what survey you were doing that you were asking for luck for?! I was thinking You Gov and the likes! LOL
Now I realise it's the survey for your house, so fingers crossed it went ok and your sale goes through smoothly.
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Duh, silly me, I read your thread last night and puzzled for a bit wondering what survey you were doing that you were asking for luck for?! I was thinking You Gov and the likes! LOL
Now I realise it's the survey for your house, so fingers crossed it went ok and your sale goes through smoothly.
x
:rotfl:
Thanks Prim2019 fashion on a ration 0/66 coupons0 -
hi jellie - hope that the survey goes well and that you manage to hold the price okAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I imagine it will take a while to hear about the survey.
The buyers are coming for their 3rd visit today as they didn't see the garden properly before. I'm a bit fed up as they haven't given much notice, seem to think that I can drop everything for them and should really have made their second visit in the daytime so they could see the garden or braved the snow on the first visit to see it!!
Maybe I'm being a bit unfair on them as I'm feeling a bit swamped and am not feeling very well.2019 fashion on a ration 0/66 coupons0 -
Looks like I'm doing ok this month. Am still kicking myself for spending some money in the sales. If I hadn't spent it then I wouldn't have such a mountain to climb. That said I still think I can just about make my DFD if I can keep to essential spends only for a few months.
We've done really well on groceries and cutting back on eating out this month. Hopefully I'll be able to factor in the odd treat next month. OH is being great- very understanding that I want to get this done asap!
I'm about to go and lounge in a bath!2019 fashion on a ration 0/66 coupons0 -
i spent too much in the sales and other stuff as well Jellie, so i'm in for a lean time next month, guess i'll survive it though.0
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hi jellie hope third visit goes well and that you feel better soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Lemon_Tree wrote: »i spent too much in the sales and other stuff as well Jellie, so i'm in for a lean time next month, guess i'll survive it though.
Good to have company
savingholmes wrote: »hi jellie hope third visit goes well and that you feel better soon.
Thanks SH. Visit went well. I got an email to say that more legal issues have been raised by buyer. Hopefully they'll be a letter in the post tomorrow explaining in more detail. I think getting these brief emails that only give basic information makes everything more stressful!2019 fashion on a ration 0/66 coupons0 -
Hope it all goes well with the house, sounds stressful at the mo.
shhhhhh... I bought a new notepad the other day and a life diary, they arrived today. Keep looking at them lol.0 -
Hope it all goes well with the house, sounds stressful at the mo.
shhhhhh... I bought a new notepad the other day and a life diary, they arrived today. Keep looking at them lol.
:rotfl:
I was thinking earlier that I'm spending way too much time moaning or stressed. I might crack one of my pristine notebooks open and use it as a journal to destress when I get home, followed by a list of things to be thankful for that day. It will use up another one of my many notebooks and might make me feel more positive too
2019 fashion on a ration 0/66 coupons0
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