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Jellie's attempts to banish the wobbles and get debt free!
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so pleased the survey went well and that the sale is still on despite not dropping the £2k!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi Jellie,
Seen you on missymoo's diary a few times so thought I'd have a nosy at your diary! Glad to hear the sale's still on :T
I am loving those ticker things you put up! How do I get me one of those?! :j2019 will be my year!!0 -
Hiya Jellie
(Types quietly in a whispering sort of way...) Glad to hear house sale is still on. Fingers crossed.
I would like to be first to book my place at the virtual housewarming party in your new place :beer:DFW'er - Lightbulb moment : 31st July 2009 - £18,499
28th October 2019 - £13,505 - 27% paid off.
Demolishing my House of Debt.. one brick at a time!!
Thinking of spending???..YNAB says "NO!!!!"0 -
savingholmes wrote: »so pleased the survey went well and that the sale is still on despite not dropping the £2k!
Thanks SH- one less thing to be worrying about!Kayleighpea wrote: »Hi Jellie,
Seen you on missymoo's diary a few times so thought I'd have a nosy at your diary! Glad to hear the sale's still on :T
I am loving those ticker things you put up! How do I get me one of those?! :j
http://www.tickerfactory.com/ezticker/ticker_designer.php?type=9Chrisblue1962 wrote: »Hiya Jellie
(Types quietly in a whispering sort of way...) Glad to hear house sale is still on. Fingers crossed.
I would like to be first to book my place at the virtual housewarming party in your new place :beer:
Trying to find the energy to do a bit more packing- I have a pretty horrific cold!
Another £250 paid to debt today. Not going to do quite so well this month as having to spend out on removals and storage.
2019 fashion on a ration 0/66 coupons0 -
well done on the debt repayment. Hope the move goes well. Do you have a completion or exchange date yet?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
According to the estate agent the buyers want to exchange next Friday and complete at end of month. Haven't heard from solicitors though. Will have to try and find time to call them and check what's happening.2019 fashion on a ration 0/66 coupons0
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oooh glad all the house buying is moving on hun, that must be a weight off your mind, what you up to this evening?0
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Another night in with the tv and early to bed. Cold is getting slightly better but still feel rough!
I'm off to read up ready for book club now!2019 fashion on a ration 0/66 coupons0 -
Hey Jellie your on the move!:j. Hope all goes well!xxxxxxxxxxxxx0
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Oooohh, can I come to the virtual party too please?!
You're doing great with your payments Jellie, you should feel so pleased with yourself. Hope you are getting on ok with the packing etc - just try packing one drawer/box or something a day and you will soon get it done. And you're right, it is very stressful moving, but it will be so worth it in the end. I remember when we moved (a long time ago), we were carrying a wardrobe downstairs (yip absolutely mad), of course I wasn't doing it right and I really thought at that moment we were going to get a divorce! LOL. But we are still here many years later and often laugh about that now!0
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