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Jellie's attempts to banish the wobbles and get debt free!

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Comments

  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Declaring today a NSD as I won't be going out at all and I have food sorted!
    Made a PAD of £20. Can't wait for the 100 day challenge to start!
    2019 fashion on a ration 0/66 coupons
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    You're doing really well Jellie, well done. I don't think I've spent much since new years day, the weather has helped.
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    well done for today Jellie and thank you so much for the links will check them out in a sec, they are much needed.:D

    It sounds like you were really giving it some elbow grease spending so long on cleaning. you do feel so good after you've done it though don't you.:j

    I really need to get sorted, might take friday off that way I can concentrate on the house rather than work!:rolleyes:

    And you'd be proud of me Jel I haven't bought that note pad I so desperately 'needed', I have found some lovely big thick ones I can borrow (steal) from work, and I have some lovely pink flowery wrapping paper I can cover it in, a new notepad for no cost. yaaaaay :T
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi jellie - you are sounding extremely organised - well done you! I don't do part used notebooks..... I do have a little collection of new ones waiting for me when I am done with the old ones too! ROFL
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    yukkibear wrote: »
    You're doing really well Jellie, well done. I don't think I've spent much since new years day, the weather has helped.

    It makes it so much easier. I'm scared of driving in the snow....even to go shopping!
    missymoo81 wrote: »
    well done for today Jellie and thank you so much for the links will check them out in a sec, they are much needed.:D

    It sounds like you were really giving it some elbow grease spending so long on cleaning. you do feel so good after you've done it though don't you.:j

    I really need to get sorted, might take friday off that way I can concentrate on the house rather than work!:rolleyes:

    And you'd be proud of me Jel I haven't bought that note pad I so desperately 'needed', I have found some lovely big thick ones I can borrow (steal) from work, and I have some lovely pink flowery wrapping paper I can cover it in, a new notepad for no cost. yaaaaay :T

    Glad the links are of use!
    You're right- I feel much better now house is cleaner. Just the bathrooms to go! If you take Friday off I hope you have a good day.
    hi jellie - you are sounding extremely organised - well done you! I don't do part used notebooks..... I do have a little collection of new ones waiting for me when I am done with the old ones too! ROFL

    I've never done a part used notebook either. It is really hard to do! I have a load of new ones hanging around as well but they are all too big to fit in my bag :D. Amazing how I can buy so much stuff and it is still not what I 'need' :rolleyes:

    Want to get some work done today but I'm really not in the mood! I can see me spending too much time on MSE again :money:
    2019 fashion on a ration 0/66 coupons
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    lol I'm an MSE addict too jellie.

    I have a snow day today yipppeeee :j, but really need to get some chores done.... maybe just another half an hour on here and a cuppa tea then I'll go do something..... honest...:o
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Good idea. Kettle going on now then off to clean the bathrooms!!
    2019 fashion on a ration 0/66 coupons
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm still on here..... keep doing stuff in between though.....
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Time for a break!
    Have done 1 bathroom and reorganised my toiletries a la Missy!
    I still have 2 1/2 boxes of spares so I should make it through to my DFD without needing to buy more. Hopefully my treats box will mean I start getting through all the body lotiony things faster.
    Something must be very wrong with my subconscious! I have crazy amounts of shampoo....could probably go years without more! I wonder if you can use it for anything else!
    2019 fashion on a ration 0/66 coupons
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Just found 25 uses for shampoo on the net......might have to take up diving!! :D

    http://www.essortment.com/home/usesshampoo_tvpc.htm
    2019 fashion on a ration 0/66 coupons
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