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Jellie's attempts to banish the wobbles and get debt free!
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oh jellie hun so very well done on the egg card :j that's such a lot, how have you managed it? And the month isn't even over yet!!! yaaaay time for a MSE celebration :T x0
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Thanks Missy. I basically have tried a No Spend Month- buying essentials only. It helped that I've been ill most of it- less petrol, no eating out etc. Have thrown every spare penny at the debt.2019 fashion on a ration 0/66 coupons0
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well done jellie, being ill can have its advantages!!x0
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it can indeed, now if you wouldn't mind coughing in this direction Jellie I could do with a no spend month!!!
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Thanks everyone- I wouldn't be doing so well without all the help I get on here. A month ago I was really down because I'd had a bad month with unexpected money going out. Having worked really hard to reduce the debt I was almost back where I started again. People on here encouraged me to keep going and cheered me up. If it wasn't for them I'd have probably ended up getting in more trouble by emotional spending. Thanks guys.2019 fashion on a ration 0/66 coupons0
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ahh bless you hun, i imagine people are just doing what you have already done for them. giving you help and support as you have to them.
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Thanks missymoo- I guess that's the beauty of community2019 fashion on a ration 0/66 coupons0
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well done Jellie on your biggest eve payment - really well done to you!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
well done again (on the proper thread) for paying off that card0
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