Halifax +1.1% (YoY -12.1%)

chucky

ad9898 wrote: »

Well that's not really the average situation for the UK, on the other hand I know where to come if I need a loan.:D

no it's not, but what i was trying to get across is that 3.5 times, 4 times or even 5 times salary is not a bad thing if the credit rating is there and there is a balance to be able repay it.

it's not for everyone and where Northern Rock, Mortgage Express and Bradford & Bingley got it horribly wrong...

Graham_Devon

Joeskeppi wrote: »

I love this notion that all women should be at home with a pinny on. I can just imagine Germaine Greer's head spinning off her shoulders if she read some of this stuff.

That notions only in your head I'm afraid.

What's being said is completely different.

Was going to ask if I could join the bull club, but then realised I would have to drag things out of all context to get a pat on the back like you did just there, which kinda put me off!

ad9898_3

mr.broderick wrote: »

Final dagger in the heart for the bears.
I feel we may have an influx of new members over the coming weks :rolleyes:

Not here, I'll be standing my ground for another 18 months, bulls who are 'belly laughing' at the moment should take a pause and look at the ice they are standing on, I think it's a little thinner than perhaps they think, the next 18-24 months will tell just how thin it is.

System

Graham_Devon wrote: »

That notions only in your head I'm afraid.

What's being said is completely different.

Not really, people seem to suggest that women are being forced out to work to pay for HPI, when in reality it's the large increase of women who actually want to do something with their lives rather than baking cakes and churning out children that contributed to HPI in the first place.

mr.broderick

ad9898 wrote: »

Not here, I'll be standing my ground for another 18 months, bulls who are 'belly laughing' at the moment should take a pause and look at the ice they are standing on, I think it's a little thinner than perhaps they think, the next 18-24 months will tell just how thin it is.

You're a real thoroughbred Ad, never say die, definitely one i would have had in the trenches with me.

Graham_Devon

Joeskeppi wrote: »

Not really, people seem to suggest that women are being forced out to work to pay for HPI, when in reality it's the large increase of women who actually want to do something with their lives rather than baking cakes and churning out children that contributed to HPI in the first place.

No. No and No again.

People are referring to women only because in general, women didn't go out to work as part of a couple however many years back.

People are then saying couples are no better off. They earn more jointly, but are no better off for it, because houses have risen so much due to the fact there is more money available from that couple.

This has got absolutely nothing to do with chaining women to the sink and allowing them a bungie cord to the cooker to bake some bread and cakes. It's being made in to that, purely to avoid the realism of the argument. It's easier to say "sexist" than it is to face the facts that having both couples working, earning more together has got people absolutely no where, and when a baby comes along, actually they are much worse off than "back in the day".

Some women would like to go out to work, sure. But I reckon an awful lot more will want to stay at home, or at least have one of the couple stay at home when the baby arrives, instead of going to work purely to pay for kiddi care.

This whole board would be a better place if we didn't have to drag things into these stupid, petty little areas to have a fight about.

ad9898_3

Joeskeppi wrote: »

Not really, people seem to suggest that women are being forced out to work to pay for HPI

My ex worked at an out of school club, from the stories that came back from there in a lot of cases there was no 'suggesting' about it, it's what was happening, and that is straight from the front line.

StevieJ

Graham_Devon wrote: »

That notions only in your head I'm afraid.

What's being said is completely different.

Was going to ask if I could join the bull club, but then realised I would have to drag things out of all context to get a pat on the back like you did just there, which kinda put me off!

Dev, you have always been in the Bull club

julieq

It's not really a question of feminism, it's just how things are. If you have a joint income you use that to compete to live in the place you want to live, it's really as simple as that.

You're not going to get back to some ideal of a single salary buying an average house unless you get people to abandon self interest. So the first step for those advocating that is for them to give away half of their assets for the benefit of others, in effect that is what they are suggesting as a "good thing" for society.

So you first, basically.

ad9898_3

mr.broderick wrote: »

You're a real thoroughbred Ad, never say die, definitely one i would have had in the trenches with me.

Well I hope you're still here in 18 months Mr. B, even if it's to tell me I was wrong, and if I am I will happily admit it.