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November.2015.here.we.come

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Comments

  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Pips_Mum wrote: »
    Hellooooooooooooooo! I didnt know you had a diary!

    You have achieved Tonnes this year, well done you x x

    Thank you, I feel quilty that I only pad 5k, but when its about 50% income - makes me feel better, still looking for my money tree!! zz
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Guilty ??? are you mad woman? That is fantastic! You are fantastic.

    and I found the amazing Christmas threads and have signed up to one of them must join the one you run too, must be more organised!

    xxx
    Nevertheless she persisted.
  • found your diary Mum2one and its very inspirational, well done you!! x
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Well done Mum those figures are great and well done on passing your OU course as well - no easy feat.

    xxxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    penguin83 wrote: »
    Well done Mum those figures are great and well done on passing your OU course as well - no easy feat.

    xxxxx

    I'm on my next one another level 2 business, bout 2 weeks behind, thats about usual for me........gd excuse slinged up right collarbone - pain in the rear to write.

    Hows ur courses going? xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Ouch - just to make things a bit easier for yourself then!

    Im doing W221 at the min assignment due in 06 Jan - very evil of them, had my stuff for W200 through starting Feb so its all go but hopefully worth it in the end! xxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    £5537.30

    New total for 2009, forget my dd for Halifax card comes out end of month, pay the same manually.

    Its nearly the end of the year, I feel relaxed, am actually making a conscious effort to spend less, although from May next yr, got £360 Open Uni Bill, as used up grant for this study yr, but need the course to go towards my degree.

    Touch wood and the course I'm on now finishes June, this new one Level 1 (BU130) another business course no exam!!! - Thats May to Oct, and if I pass that and this one that I'm on, it will give me a Foundation Degree in Business.

    The original plan was BA Hons b4 my 40th, but as I had to take 18mths out, it slowed down the plan, but a foundation degree will be a big achievement. Need to have the plans to keep myself motivational and on the ball.

    HAPPY NEW YEAR XXXX
    xx rip dad... we had our ups and downs but we’re always be family xx
  • taxi73
    taxi73 Posts: 20,815 Forumite
    You're doing really well on the courses.What are you going to do when you finish them?
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Good luck on the courses (and I wish I could have found some with no exams as that was what always let me down!)
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    happynezyear.gif

    Wishing you well for 2010, debt busting and OU x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
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