November.2015.here.we.come

BEAT_THE_DEBT

Hi mum 2 one! Hope your well. I am tackling the weight this year also. My fil is treating us to a hol for new years eve abroad so i need to slim down, i have lots of clothes i cant wear and this is not very money saving! Been on the wii fit i find it good as its in the house so dont have to go out!x

The_Dragon

I think a lot of us are trying to beat the debt and the weight at the same time! I know I am :rolleyes:

penguin83

Good news on the refund, mum. Another one here trying to shift the weight with the debt! We will all get there one day xx x

mum2one

Why does chocolate have to have so many calories....!!!

Think the diet put back to Feb start, while they say most New Year resolutions to diet fail in Jan, so start Feb, gives me chance to get OU up to date, and hopefully stress free!!

xx

penguin83

Good idea Mum, dont want to be adding to your stresses! When does your OU course finish? xx

mum2one

penguin83 wrote: »

Good idea Mum, dont want to be adding to your stresses! When does your OU course finish? xx

This business course - just had exam date 15th June (HELP)

But, I start 2 courses in May...... I'm a gluten for punishment!!! xx

Keeping_Positive

good luck with the studying. Another one here trying to be debt free and lose weight. With that the family and work the diet was last on the list so weight piled on last year .

Just got to remember we are only human but why do us women still think we can do it all?!!

taxi73

We all think that Don't we?

mum2one

Statements - Slowly drooling in, so should be able to do new snowball by mid month.

OU - spoke to them about financal funding, as originally they were only going to fund one course this yr, but as I passed the exam, there willing to fund another course, and have £50 left to come off the course I've got to pay for... Only because want to get them done this side of xmas. The great plan is to take a break Nov - Jan (not hols I wish- but from studying).

Online Spending
Marks +Sparks order - £30 (birthday + xmas prezzies)

BHS - £30 - bargains, dd a prom dress - reduced to £5.00 were be away this yr for bday, new dress, did get lipglosses for prezzies (really impressed with fast delievery - ordered thurs, came sAT)

LLOYDS CHEMIST - They've got a sale on, upto 75% off, says all available, best bargain - race track and cars £18.00 reduced to £4.50 (got 2 - 1 cousins boy, other best friends boy) + nick nacks for Xmas £45

Halfcost - I had to have a look, got a few things off there, really gd as basket came in at £53, cut it back to £28.00 - best deal was a set of 3 rose tealight holders £1.00 set, on bogof - figured with some cello wrap, do for presents off dd.

£110 - spent - but on the positive £50 was what I brought back from not spending in Devon, and the other had cold weather payments, 3 in our area, £75, so as dad pays the bills I offered him the money - bless his heart - he said keep half off the shopping - so in theory £25 not covered.

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as long as the weather doesn't get any worse... off to Boots 75% sale on wed, got £40 on Boots points, then got £100 on card from vouchers, don't want to spend it all, just grabbing xx number of womens, xx of mens and hope for the best that can get as much of bday and xmas covered.

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Just wish the weather wasn't as bad, went out Fri and jarred my back, just by trying to walk in the snow, trying to stay upright bad enuf!!!

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This week,-
set up the direct debits,
do 2 weeks of open uni,
get an extension again.....
forms to fill for open uni
form for dhss to send off
organise feb's bday prezzies - to see if we need paper - our local card shop closed down 10 sheets paper for £1.00 - begrudge paying 50p a sheet from the posh shops

On the positive finshed knitting the matinee set for dds ex nursery teacher, and started a cardi for my friend - her baby due Mid feb, I can knit a cardi for £1.00 - do 2 and saves me spending £10 on sleepsuits or similar for the baby.

At least by knitting, not pigging out on chocs - seem to of had 5 tins given us for xmas.. xx

taxi73

WOW..so positive there and loads of christmas pressies sorted already..well done.
Will lave a look at LLoyds site as I may get one of those for JJ...sounds a real bargain.
Please be extra careful going out as the ice is really bad.