📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Penguins 24 month countdown!

Options
1141517192048

Comments

  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Thanks Skint, there is a glimmer at the end of the tunnel now and its getting brighter!

    Off to work in a minute, can't get going this morning (dont you just love flexi time!) but I only have to get through today and then I have 3 whole days off and I cannot wait!

    Other good news is that it is payday today, I can remember in the bad old days of the last pay day before christmas in a mad panic wondering how we are going to pay for anything. Now all my christmas money is saved up so I shouldnt have to touch my wages and that can go to bills and debts (mustnt get too smug though knowing my luck the boiler will blow up next week) **touches wood**

    See you all later xxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Morning all, start of 3 days off today. I have an assignment due in tomorrow so will spend this morning on that (in fact I am supposed to be doing it now!) and then on to fascinating housework, I sure know how to spend days off!

    Loads of bills came out this morning including my 2 big debt payments totalling 605.50 so a good start to Hypnos new challenge, just a shame I cant pay that much every day!

    Hope everyone is well going to stop avoiding the assignment now, see you later xx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • skint_spice
    skint_spice Posts: 13,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The new avvie confused me there! wasn't sure what I'd clicked on:o. Well done on the 2 big payments at this time of year.
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,260


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    I thought is was time for christmas avvie, although I keep confusing myself and dont recognise my own posts - I am easily confused! x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    penguin83 wrote: »
    Loads of bills came out this morning including my 2 big debt payments totalling 605.50 so a good start to Hypnos new challenge, just a shame I cant pay that much every day!

    And what is that, prey tell - have I missed something?! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    InaPickle wrote: »
    And what is that, prey tell - have I missed something?! ;)

    Hi Pickle, its the pay 20k off in 2010 challenge starting today but you can set your target at what you want, I have set mine at an optimistic 15k! The thread is here x x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    penguin83 wrote: »
    Hi Pickle, its the pay 20k off in 2010 challenge starting today but you can set your target at what you want, I have set mine at an optimistic 15k! The thread is here x x x

    Thanks, Penguin! :)

    This may force me to get vicious! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Definitely go for it Pickle, its good for the competitive streak in us!

    Off to weigh in shortly fingers crossed for a small loss, I am getting back into it big time from now on because it is only 9 months until my brothers wedding and I am only halfway to target so have signed up to Dragons 7lb a month challenge to motivate me.

    Think thin everyone xxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hope you got the assigment done and the weight loss was good xx
    Think I'll sign up to that challenge if I can find space in my sig.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Evening all, DS is poorly tonight so I am still up with him because he cant settle, seems to be a tummy bug which will no doubt make its way through all of us - joy of joys!

    Maintained this week at slimming, really need to knuckle down again but at least weight is not going up!

    Assignment in on time and carrying on with the studying as I have another one due in on the 04 Jan - not going to be fun to do over christmas so want to try and get on with it.

    Not much more to report at the minute. Back in work tomorrow and all minimum payments being made on the debts until christmas presents have all been sorted and then hopefully pay off MBNA in a week or 2.

    Hope everyone is wellxxxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.