credit reference ...the quickest way ideally...

UK0106

never-in-doubt wrote: »

What are you on about here? You said you can name a card that explicitly uses CallCredit and I said this is Monument, you said it was not so then TELL US THE NAME?

Without backing up claims then of course you'll get called out and you cannot name the other card that is why you're proving you're causing trouble - nothing else. My point is and remains factual.

You actually said that only Monument use/used Callcredit for searches. I didn't dispute that they do/did, I simply said that they aren't the only company who do.

I don't respond to bullying and as stated in my previous post, there are no rules on this forum as to how much information I have to post. As far as I can see, you haven't backed up any of the claims you've made in response to my posts so why should I back up the claims I've made?

never-in-doubt

UK0106 wrote: »

You actually said that only Monument use/used Callcredit for searches. I didn't dispute that they do/did, I simply said that they aren't the only company who do.

But they are the only ones that use Monument for searches for new products! What more do you want me to say? If, like suggested, you'd bothered to read my posts, other than the fact I always maintain that more and more lenders are now starting to use callcredit for limit increases and monthly checks due to them being so much cheaper, then you'd have seen I do follow the news and know exactly what is going on with each CRA - after all they have dedicated my life for the last 2 years and I even know the top management by first name cos of the amount of battles i've had with them so yea, I am kinda suited to argue this point.

I also have a SAR from all the CRA's and FPA's and the clear pattern is evident in that Monument have exclusivity to CallCredit for credit applications. That is the only lender that uses callCredit as their only CRA for new custom.

For instance, Barclays use Equifax; MBNA use Experian - well known facts that no matter what you or I say, people know the truth and this remains with CallCredit.

You're now trying to twist things, I always maintained that CallCredit search for Monument and you told me that I was wrong and you have proof - I ask for this proof time and time again and still it is not forthcoming.

You may be referring to employers and/or lenders using them for additional purposes, yea great - no argument, but for new credit accounts only Monument use CallCredit.

Accept it, its the truth.

UK0106 wrote: »

I don't respond to bullying and as stated in my previous post, there are no rules on this forum as to how much information I have to post. As far as I can see, you haven't backed up any of the claims you've made in response to my posts so why should I back up the claims I've made?

Bullying? You were the one that jumped on here gobbing off, want me to remind you of your pathetic, nonsulant post that had no relevance whatsoever other than to prove you made a beeline for me from all the other threads - you chose my one and even your original reason is utter bollox cos I don't mention Callcredit that much, I actually ignore them as CRA because of their limited info and the fact no-1 uses them. I mentioned in post one for you to check your facts!

I think this puts the matter to bed. Nothing worse than being wrong, but being wrong and publicly humilated at the same time must hurt a whole lot more! :rotfl:

CannyJock

UK0106 wrote: »

Callcredit are used by organisations other than Monument for credit searches.

We maintain a list of credit card providers on the stoozing site (http://www.stoozing.com/cards.htm) and which credit reference agencies they use. Would be useful if we could get a list from Callcredit confirming which of these search them. PM me or post on the stoozing site and we'll see about updating it.

never-in-doubt

CannyJock wrote: »

We maintain a list of credit card providers on the stoozing site (http://www.stoozing.com/cards.htm) and which credit reference agencies they use. Would be useful if we could get a list from Callcredit confirming which of these search them. PM me or post on the stoozing site and we'll see about updating it.

We have our own version within credit cards mate and CallCredit do not search for new accounts, only to Monument, but they do perform searches for increase of existing borrowing (cos they are cheaper than EX/EQ) - have a read:

Version 1 (Underground) http://forums.moneysavingexpert.com/showthread.html?t=1033817
Version 2 (Noah) http://forums.moneysavingexpert.com/showthread.html?t=1678785

By the way, this thread is also my proof that CC only search Monument.....

That stoozing list is way out of date mate - use the one we have for accurate data.