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Benbenandme's Coffee Shop ... All welcome!

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  • benbenandme
    benbenandme Posts: 12,347 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I have been playing around with the figures again and have seen that I now have exactly 4 years till I want the mortgage gone :eek: I already save £200 of my wages straight into the mortgage pot each month, so on top of this it works out I need to find another £470 a month which breaks down to £108 a week. So, for the next 4 years, my challenge is going to be to make £100 a week :eek: :eek: There will also be the 48 months x £8 but I will worry about that bit in the summer holidays over the next few years :D

    So ... yet another change of plan .... summer challenge is off, didn't really get going did it :rolleyes:, and now its the £100 challenge instead. The new week will start on a saturday, so I can hopefully visit car boot sales / do some ebaying / matched betting at weekends to make the £100 and then spend the weekdays either catching up if it hasn't gone to plan or getting ahead for the weeks when it doesn't work ;) Bite sized chunks and all that :D This weeks should be fine because of the matched bet I'm doing this weekend, but it would be good to get a headstart for some of the leaner weeks ahead. Oooh, I'm feeling all motivated now :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    £100 a week sounds a lot - but it is not much more than the £10 a day challenge......

    Put your mind to it, and you can do it - you know you can :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,347 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I know there will be some weeks where I'll struggle to make a tenner, but hopefully they will be balanced out with those lovely ones that come along now and then ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Floxxie
    Floxxie Posts: 2,853 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Finally caught up with your 'new' diary so making sure that I keep up to date with it now.

    What bookie offer are you doing at the moment - B365? Have you been doing the WillHill offers?

    I too am aiming for £100 per week so will be keeping an eye on what you are up to!

    Good luck.
    Floxxie
    Mortgage start September 2015 £90000 MFiT #06
  • Another new diary chapter.... reckon there must be something in the water :rotfl:

    Wishing you well in your next chapter, with the determination you always seem to have, I know you'll find a way :T

    G:A xx
    ~ On the Road to Making Dreams Happen ~
    January £10 a Day Challenge £ 0.00 / £750 - (Running Total £1,512.11)
    52 Week Challenge £ 0.00 / £1,378

    Debt Owed £23,200 / £19,251 - Mtge Owed Bal £140,000 / £130,940 - Total Debt Balance Owed : £163,200 / £150,191
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Hi BB,

    Long time lurker here! Good luck with your plans, we all have every faith that you will meet you MF target with ease!

    One question re. your sofa - we are looking to get a new one and I was wondering where you got yours from. Did you get it on 0%? xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • benbenandme
    benbenandme Posts: 12,347 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I am doing the b365 one Floxxie, I had a call from the bank today to say they think someones cloned my card so I'm limited at the moment how much I can do :rolleyes: :rolleyes: Its sooo nice to have the footie season back though :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Floxxie
    Floxxie Posts: 2,853 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I am doing the b365 one Floxxie, I had a call from the bank today to say they think someones cloned my card so I'm limited at the moment how much I can do :rolleyes: :rolleyes: Its sooo nice to have the footie season back though :D

    That was a lovely surprise; am going to transfer my £400 tonight and then get started. Hubby got £110 from PP last week. We just need a few more like these and the £100 a week will be easy peasy.

    Not good on the card front though; have you used it at a garage recently?
    Mortgage start September 2015 £90000 MFiT #06
  • benbenandme
    benbenandme Posts: 12,347 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    no, but i have used it quite a bit over the last few days in London :rolleyes: The bank were also concerned about the number of gambling transactions on my account :rolleyes:, I politely told them that I was concerned too as surely they could see that the amounts coming in from the bookies were higher than the amounts going out, and surely as financial people thy understood that that makes good financial sense ;) :rotfl:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Sorry to hear about your card, hope it sorts itself out quicky and painlessly to you.
    £100 per week, that's a huge challenge. Good luck with it. I can't get my head around the big MB offers and worry I'll mess them up so I tend to steer clear. Sad thing is I think i've done all the easy ones so one day I'm going to have to be brave.
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