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Benbenandme's Coffee Shop ... All welcome!

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  • skint_spice
    skint_spice Posts: 13,434 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great result BBAM, you seem to be getting your motivation back!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Smart_Mart
    Smart_Mart Posts: 1,371 Forumite
    Great result BBAM, you seem to be getting your motivation back!

    BBAM is a football mom, dontcha know. Her motivation always increases when its the footie season...:D, never more so than when her team wins too...:beer:
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Yep, the motivation is definitely returning ;) I saw someone walking along the bach the other day throwing a ball for their dog, and I want to be able to do that, but first I need a house with a garden, so the quicker the mortgage goes then the quicker I can get a dog, and then I will have yet another major decision ... I've always always wanted a basset hound but recently I seem to want a golden retriever, I'll need to start thinking on that one :rolleyes: :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Yep, the motivation is definitely returning ;) I saw someone walking along the bach the other day throwing a ball for their dog, and I want to be able to do that, but first I need a house with a garden, so the quicker the mortgage goes then the quicker I can get a dog, and then I will have yet another major decision ... I've always always wanted a basset hound but recently I seem to want a golden retriever, I'll need to start thinking on that one :rolleyes: :D

    Oh it would be lovely for you to get a dog we have a choc labrador and he is just awesome he is 3 but still acts like a puppy.
    2010 - Goals

    1. on the long road to hopefully adopting a child - Home Visit 3 Feb 2010

    2. Planning to clear my credit card debt.

    3. lose weight.


  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I'd really love one and so would ds, and with the hours I work it wouldn't be left alone for long, but it just can't happen while I'm living in a flat, so yet another incentive to get rid of this mortgage! :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Kittikins
    Kittikins Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts
    Maybe until you are able to get the dream house with big garden for DS and dog to run around in, you could volunteer to be a walker at a dog sanctuary?

    DD and I went to a cat sanctuary today and were told about the cat cuddling scheme which we're both really keen to do as it's not practical at the moment for us to get a pet.
  • Thank you for the car boot tips Benben:D.

    Funny you should mention videos - that was one of the other items I was going to take, along with a video player but to be TBH I had wondered if anyone would want them. I'd also never thought about magazines, but in true MSE style I don't but many either;).

    Would you have to pay all your mortgage off before you can move to a house?
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Elliemarie - I don't think I'd need to clear it all but the more thats gone the better house I can get :D The problem is because I only have a small p/t salary I can only get a small mortgage, even though my total income isn't bad and I am disciplined at paying it off and I can manage to pay a lot more than the minimum each month, the highest mortgage I can get is roughly £60k, so at the moment that would only give me an extra £15k-ish towards a house.

    Kittikins - I would never manage to leave them there if I did that :D Ds's dad does have a dog so he does get to play with one every couple of weeks :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Morning :D I had an email this morning from an old gaming site saying I still had a bonus in there I hadn't played, so have just duly played and withdrawn £5.94, very kind of them ;):D

    Today we're off to Beaulieu again with the free return ticket from last week, taking a picnic too so hopefully a fairly cheap day. I must do foor shopping today too as we really have nothing in at all :o
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    20p here on the scratchcard again today :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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