Benbenandme's Coffee Shop ... All welcome!

yukkibear

Sounds really exciting I hope it comes off for you.

lilmissmup

I am really excited for you hun, I need to get my butt back into money making to move out of home again!

Karmacat

Thats great, Benben - I'm in the "clearing up before I get the estate agents in to measure up" as well - its very liberating chucking out all this stuff.

benbenandme

Well I've spent the day thinking about nothing else but moving house I've made several lists already; stuff that can go on ebay, stuff that can go to the tip, stuff that can on freecycle, and jobs to do before it can go on the market. Most of the last list is very superficial stuff, nohing like last time I moved when I literally had to decorate half the house to make it preentable enough to sell

I am feeling extremely motivated about selling stuff and making some money again, another major push should be coming up in that area soon I'm also very glad I've got a week off work next week so I can seriously crack on with sorting stuff out. Its really important that I firstly gut my garage so that I can box some stuff up from indoors and store it in there so the flat doesn't look too cluttered, as I think thats always a worry for buyers when they buy a flat, that is is there enough storage, so hopefully if it isn't looking cluttered then subconciously they will think its fine

See, I'm still 2 jumps ahead of where I should be, really I should speak to the mortgage company first as if they say they won't lend me any extra then the whole things a non-starter anyway

Nothing new to report on the money front so far today except for 10p on the scratch's :cool: The flat is still a bit of a tip so tonight I want to get on top of that again so that I feel organised for sorting out other stuff. I also need a very early night as I couldn't sleep last night as my mind wouldn't switch off and consequently today I feel exhausted and its only monday

Karmacat

Thats what I did first, the garage. Got a friend to take the electronic crap to the recycling site. Then I did a bit on it. Then my sister, who knew how much I hated the spiders in the dratted place, spent four hours with me one day turfing out all the empty boxes from the last time I moved,and lots of other stuff too of course. Then I swept the place out, while she rearranged stuff, and another trip to the recycling place. Add in another three or four shorter sessions in there (including a load of old paintpots thrown into the skip that was here because I was having a garden wall rebuilt) and its a place thats empty enough so that I can put all my DIY and gardening stuff down there. Its amazing!

benbenandme

Thanks to some shoving from Tigz on f/b I phoned the mortgage comany to find out if they'd increase my mortgage, anyway they basically said that it would take 20 minutes to do a quote or I could do it myself online, so thats what I did. I only used rough figures, I need to do it more thoroughly, but based on the rough figures it looks as though they'd lend me £70k :j (I'd need about 60k I think).

So, although I need to check thoroughly, it looks as though theres a good chance the mortgage would be approved, now I need to think about how long the mortgage term would be extended to; I think if I kept the payments the same then the morgage term would need to be extended by another 10 years (back up to a 22yr term ), plus there were would be the 20k to repay to my parents So that all makes it seem quite daunting, however, ulitmately, this is what I've been aiming for all along, and hey, I know I can overpay again But seriously, I need to think this through lots and lots ...

tigzem

Sorry....:p:p:p:p:p:p:p:p

But so excited for you, have got everything crossed it all works out for you both, I know how much it would mean to you. Will be watching this space very closely.... :D:D:D:D:D

ps - let me know if free next week? We could always help de-clutter x

benbenandme

Yep will definitely be able to meet next week Tigz but it may need to be a cheap day Which day is best for you?

I'm really tired again tonight, not really sure why, really must try to get to bed a bit earlier tonight Ds had swimming lesson after school so only just got home and had dinner, (sausage and mash), not planning on doing much tonight, may try and read the house buying/selling boards and see if they've changed much since I last used them a couple of years ago

benbenandme

Evening all Postie brought me my tesco clubcard vouchers today (£71:beer:) and my confirmation for my sun holiday. Spent 60p on a cake today but nothing else

50p on the scracthcards today whivch made a ncie change!
Tomorrow I'm on a course at work so that will break up the week a bit and then friday is a mufti day and the last day of this half-term, so will be a bit laid-back too

Tonights plan involves getting dinner, some general housework and more list-making to get a plan together for half-term

benbenandme

Mystery shop sorted for the weekend which pays £8.50 :T