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Benbenandme's Coffee Shop ... All welcome!
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I went to the tip and also took a load of flattened cardboard that has been living in the garage for ages. I emptied the car out and got rid of the junk and brought the rest of it indoors and sorted it. The car still needs a hoover inside and a clean outside, but at least the junk has gone
I've also been to Grandads, had a lovely chat with him and sat and looked through about 10 photo albums he'd dug out. Some of the photos were of him and my Nan when they first met, 70 odd years ago, and lots of the war ones and things like that, it was amazing, a really lovely time, its just a shame it takes someones death for this to happen, I've never seen any pictures of my grandparents before my lifetime if that makes sense, to me they've always been old, so to see pictures of them in their childhood and youth was fabulous
Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10790 -
utterly blitz finances and move to correct accounts blitzed on paper, still need to move some money between accounts
[STRIKE]visit grandad [/STRIKE] done
send off form for phone cashback printed off forms, just need to post
dust and hoover through
[STRIKE]take xmas trees to tip [/STRIKE] done
clean car out done but needs hoovering
find a matched bet done, but need to place freebie at 7pm
general housework done some, more to do
make hair appointment
[STRIKE]
check out new mobile contracts [/STRIKE] done but realised current contract doesn't run out until april so not urgent yet
Right, just had a bath, need to dry my hair ready to go out at 7ishMortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10790 -
Well done on everything, benben......enjoy your night out!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Hi BB - I saw this on the Poundland Bargain thread and thought of you
http://forums.moneysavingexpert.com/showpost.html?p=29156233&postcount=1140 - the Alvin Hall share book. XXNothing is so fatiguing as the eternal hanging on of an uncompleted task. William James0 -
Great work on the mortgage BB - I love playing with the spreadsheet and seeing what effect OP's will have! We've just increased our regular monthly payment by another £40 which has knocked another few months off the MF date. Also found out that we've been put into the "new" Northern Rock bank which means they are interested in keeping our business once our fixed rate ends. Both surprised and pleased about that!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Elidee I started reading the share book last night and its fab, I can't believe I enjoy reading about such a dull topic
EH, well done on the extra overpayments, it makes such a big difference over time and its sooo motivating to see the amount going downwards
Well the night out wasn't a wild one, we went to a local pub but it was really busy so we just had one then went to the chippie and got some chips and went down to the clifftop with themThen we were both feeling stuffed so I dropped my friend home and we're both gonna aim for an early night. I'm tucked up all cosy in bed with the laptop already.The freebie bet didn't go too well either, they scored twice in quick succession so didn't have time to lay the bet, so just means I lost £3 overall
Not ideal but doesn't happen like that very often.
Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10790 -
Big well done on the mortgage payments and dates! :beer:Now a SAHM trying to earn some spare pennies each month0
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Morning
Today involves some more housework and collecting ds this afternoon before getting his homework done. Ooh, and a roast dinner
I also want to start looking into tesco clubcard deals and start planning what exactly I'm going to do with my points.Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10790 -
Ooh, roast dinner.....what time can we pop round? I can bring pudding......Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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