Benbenandme's Coffee Shop ... All welcome!

pixiechick99

Oh my word.....wow, you are doing fantastically:beer:
I'm feeling excited as I found out yesterday I'm getting £1508 Parental learning allowance....just checked my Student Loan account online and £1006 of it will be paid this Wednesday...so byebye to my Lloyds loan:T

I must sit down and go through my money as carefully as you. I'm sooo in awe at how you have every single penny accounted for...you are fab;)

benbenandme

Woohoo, its knocked the mortgage down to July 2022 :j :j :j
That means that in the last month I've cleared 6 months off the mortgage
I also forgot when I did my figures to allow for the money I spent on the stuff to sell on ebay, (£45), so that means that when the items sell all the profit can go towards the £10 challenge instead of some having to go back into my account first

Thanks Milly, I have to try and stay majorly organised with every penny as the matched betting means its very easy to lose track of where my money is as I have lots of different bookies accounts and it gets moved all round between them. You are doing fantastically too, and getting rid of your Lloyds loan will be a massive boost for you too :T

Smart_Mart

Blimey! :eek:

benbenandme

And it gets even better ..... just been playing around with the mortgage calculator and have realised that this payment means my mortgage is now just under £40k ... £39,977 :j :j :j

Another job for today is to find how I actually make an overpayment as my mortgage pot is looking very healthy but some needs to be actually paid into the mortgage now but I haven't done that yet since I remortgaged so I need to find out how it works with this company

ladypinkof66

I am really pleased too listed some stuff on ebay and lots of bid and buyers, really pleased, i am doing my budget sheet as i have to save some serious money if all goes well and we manage to adopt as i may have to take some unpaid time off, bought a brand new swimming costume online for £4.99 brand new from M & S and it didnt fit so it is on ebay and selling for £12.65 whoppee i am so pleased hoping my ebay sells will give me £100 towards my savings

benbenandme

I didn't realise you were planning to adopt Laypink, thats lovely Well done on your ebay sales, it never ceases to amaze me how unpredictable it can be on there; some things, even in your case the same thing, can attrat such differing amounts. I suppose it shows how much difference a decent description / photo can make

benbenandme

Okay I really should go and have a shower and crack on with things but I'm too keen to get on with the £10 challenge again now I currently have £145 this month, which is clearly somewhat behind the £230 I should have if I was on track. However, I did expect it to fall behind at times and I'm hoping that the holidays (especially the 6 weeks in the summer) will give me more time to concentrate on it and do lots more mystery shopping and car booting. ALso, with the football world cup and the rugby world cup coming up later in the year I'm hopeful of some decent matched betting offers coming up then too

Right, I must go and have my shower and get dressed, then I will empty the car out, take the trees to the tip and hoover the car out at the garage on the way back

ladypinkof66

benbenandme wrote: »

I didn't realise you were planning to adopt Laypink, thats lovely Well done on your ebay sales, it never ceases to amaze me how unpredictable it can be on there; some things, even in your case the same thing, can attrat such differing amounts. I suppose it shows how much difference a decent description / photo can make

yes we have had 2 trys of ivf and no success so now hoping to adopt a boy 6 or under, have the social worker coming on 3 feb 2010 to view our house and let us know whether our local council will take us on, there is a prep course running in may and we are hoping to be able to get on it.

benbenandme

I really hope it goes well for you, it must be another huge pressure having to wait and see Keeping everything crossed for you xx

tigzem

Wooohoooo the Legendary BB strikes again :j:j:j:j:j:j:j:j:j:j:j:j

Well done xxx