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Like a rubber ball !
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Naughty NovemberSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Knockout November (doesn't quite work when you type it but all say it aloud)Mortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
knockout november, i like it....knock those debts and doubts out of the park lol,
although naughty appeals to another side of me...like eating chocolate 5 minutes after breakfast!! xPay £15k by Xmas10 £1478.19/£15000[STRIKE]24/07/09[/STRIKE] present - loan - £8550 overdraft#1 - [STRIKE]£2516.87[/STRIKE] £0 credit card - [STRIKE]£1210 [/STRIKE] £0TOTAL - [STRIKE]£12276.87[/STRIKE] £9133.63:T0 -
Well it looks like it's a Naughty November Knockout !
Utility bills are due next week think I'm looking at £250 which I'm pleased with, still need to get it lower though.
Three days work this week, some entertaining and on to some serious preparation both financial and homewise.DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
Have a good week DC!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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great title dc, lets stick to it lol
and I hope that your week is as positive as last week. keep at it with the job applications and when its time, you'll get THE offer!!Pay £15k by Xmas10 £1478.19/£15000[STRIKE]24/07/09[/STRIKE] present - loan - £8550 overdraft#1 - [STRIKE]£2516.87[/STRIKE] £0 credit card - [STRIKE]£1210 [/STRIKE] £0TOTAL - [STRIKE]£12276.87[/STRIKE] £9133.63:T0 -
Just logging on to say I'm here ! Tired. Could do with an early night, and my book. I love having family visit, but I always, always feel worn out afterwards.
Will be ready for knockout November after said early night on Friday and hopefully Saturday if trick or treaters are few and far between. I'm afraid I'm not a fan of Halloween or fireworks.DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
haha, you wouldnt get on in our house then DC, we turn it into a house of horrors lolPay £15k by Xmas10 £1478.19/£15000[STRIKE]24/07/09[/STRIKE] present - loan - £8550 overdraft#1 - [STRIKE]£2516.87[/STRIKE] £0 credit card - [STRIKE]£1210 [/STRIKE] £0TOTAL - [STRIKE]£12276.87[/STRIKE] £9133.63:T0
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Here we go ! Naughty November Knockout. A quick catch up first.
Mad hectic week saw October out acheiving very little apart from filling recycling box with quite a few empties, being treated to a lovely meal out and just general family madness. I enjoyed it all and made the most of it because I have some serious work to do. Am aiming to be alcohol free for the whole of November. Need a clear head to to get these things done.
So November has started with £37.97 from Quidco that gets thrown straight at beastly marbles - who have informed me my APR is now 37.95% and a now minimum of 3% repayment. Well that's bad enough but according to my records it was at 38.94% APR so a phonecall to clarify methinks. The balance of the beast is now at £7,663.88, yes it is higher than when I started this diary. Is bad, very bad. But then in October 2007 it was £10k.
With the bills having hit me hard and fast this last month and November promising utilities and TV license my various piggies are now going to have dedicated labels for car tax, TV, window cleaner etc.
The front room will be painted this week, a certain kitchen draw will be decluttered. I have to menu plan and shop for the next 4 weeks, no mess no fuss just going to get on with it today.
Of course with a little time out for catching up with you all.DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
Hi DC - really hope you get marbles sorted - what an awful apr! How is the new bathroom coming along?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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