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Like a rubber ball !

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    You are making great progress with the house stuff - that must make a difference to the place!

    As for the financial ups and downs - that applies to all of us - sometimes one step forward, two back, sometimes two forward, one back, and sometimes we just jog up and down on the spot going nowhere but wearing ourselves out in the process!

    But we will get there x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Right it's 9am I have put my postive hat on !
    Just checked Quidco. and have £37 itching to be paid to my bank account this month.
    • Menu plan has been so jiggled due to mini-men's social life this last week I don't have a clue what I'm supposed to be cooking this week, so it needs some tuning.
    • Ironing basket is slowly reproducing again, got to nip that in the bud.
    • Downstairs toilet is begging for a coat of paint, could do that in an hour today. (Just need DS1 to remove one of those thin scawny spiders that spin when you disturb them.)
    Now during my chat with credit review team they made a comment about how more goes out than in. Now I know this is obvious, and this is going to sound financially niaeve (sp?), but I've never used this principle with my bank account like that before. :o

    So maybe another signpost on my road to financial freedom.
    DC.
    "Some people walk in the rain... others just get wet... " - Roger Miller
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Ooh, the positive hats suits you perfectly today, may I say :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • kirstenc
    kirstenc Posts: 513 Forumite
    good for you DC, more out than in...its something that never seems conceivable, but happens to alot of us, you just need to figure out how much of that outgoing is essential, and how much is what is 'spent' then you can see where the belt tightening can happen.

    And your house will look beautiful at the same time lol xx
    Pay £15k by Xmas10 £1478.19/£15000
    [STRIKE]24/07/09[/STRIKE] present - loan - £8550 overdraft#1 - [STRIKE]£2516.87[/STRIKE] £0 credit card - [STRIKE]£1210 [/STRIKE] £0
    TOTAL - [STRIKE]£12276.87[/STRIKE] £9133.63:T
    A-Z of Prizes - R, Y
  • Funny thing is I can tell you to the penny what's due out when, and how much I have available at any given time, my biggest problem is the extra £10 here, cashpoint there etc I just don't stick to the household grocery budget.

    And holding folding - forget it. It's like a firework in my purse, just can't wait to get out.

    So here we are Monday morning, a third of the way though October, boxing gloves and positive hat on ! They don't really match....but will do the job.
    DC.
    "Some people walk in the rain... others just get wet... " - Roger Miller
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Funny thing is I can tell you to the penny what's due out when, and how much I have available at any given time, my biggest problem is the extra £10 here, cashpoint there etc I just don't stick to the household grocery budget.

    Have you been nosying into my life again :confused::rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • I am new to the forum and find it interesting, but sign in can take AGES ?
  • kirstenc
    kirstenc Posts: 513 Forumite
    DC, glad to see you put a positive spin on things gloves and hat, may not be the most fashionable but itl get you places the jimmy choos wont lol

    and just remember that you can take them off occasionally to have a right old moan...just make sure theyre close by lol
    Pay £15k by Xmas10 £1478.19/£15000
    [STRIKE]24/07/09[/STRIKE] present - loan - £8550 overdraft#1 - [STRIKE]£2516.87[/STRIKE] £0 credit card - [STRIKE]£1210 [/STRIKE] £0
    TOTAL - [STRIKE]£12276.87[/STRIKE] £9133.63:T
    A-Z of Prizes - R, Y
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Heitman wrote: »
    I am new to the forum and find it interesting, but sign in can take AGES ?
    you can tick the box to stay signed in

    DC - glad you are feeling a bit more positive again
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • kirstenc
    kirstenc Posts: 513 Forumite
    DC, you OK?? not seen you for a couple days lol hope all is OK x
    Pay £15k by Xmas10 £1478.19/£15000
    [STRIKE]24/07/09[/STRIKE] present - loan - £8550 overdraft#1 - [STRIKE]£2516.87[/STRIKE] £0 credit card - [STRIKE]£1210 [/STRIKE] £0
    TOTAL - [STRIKE]£12276.87[/STRIKE] £9133.63:T
    A-Z of Prizes - R, Y
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