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£20 free - HSBC credit card

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Comments

  • Milarky
    Milarky Posts: 6,356 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    As you know this account from HSBC works much like the 5% paying account over at First Direct. Both suffer from the clause relating to no interest paid on balances in any calendar month of a withdrawal. And you can only have one of each - not two or more.That's one reason why I haven't taken up the First Direct account despite having their current account.

    But if you did have one of each account (one with FD - one with HSBC) you could link them 'instantly' I believe through the current account so that withdrawals from either could effectively be made on the first of any month by moving the balance (less £1) from that account straight into the other and taking out the rest as cash?
    .....under construction.... COVID is a [discontinued] scam
  • onestep
    onestep Posts: 893 Forumite
    500 Posts
    I applied for a HSBC card back in February - am still waiting for the card, and have stopped phoning as I can't abide the call centre they use.. the card was going to be a stooze, but I just can't be bothered now!! Grrr

    onestep
    When people show you who they are, believe them the first time
  • comicmankev
    comicmankev Posts: 1,597 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just letting you all know that I applied for this on the Monday and received a phonecall on Friday to say I had been accepted, but only half the BT I wanted, did I still want them to proceed?

    I said yes, so I'm hoping this means it will all go through before the BT fee hits in, I guess I should have asked them that!
  • kuohu
    kuohu Posts: 913 Forumite
    Part of the Furniture
    Update from me too - not had any contact yet either by phone, email or post with regard to setting up the savings account.
    DFW Nerd 035
  • even_steven
    even_steven Posts: 183 Forumite
    Looks like the offer is repeated again this bank holiday weekend. Still haven't heard anything back from my savings a/c application..
  • tomstickland
    tomstickland Posts: 19,538 Forumite
    10,000 Posts Combo Breaker
    I applied for the cc, received a confirmation email, but have heard nothing from them since.
    Happy chappy
  • comicmankev
    comicmankev Posts: 1,597 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Received paperwork to sign and return today!
  • kuohu
    kuohu Posts: 913 Forumite
    Part of the Furniture
    Looks like the offer is repeated again this bank holiday weekend. Still haven't heard anything back from my savings a/c application..

    Nor me but I sent them a secure message and they have confirmed it is being processed. Must be a backlog I guess.
    DFW Nerd 035
  • chuckles1066
    chuckles1066 Posts: 2,670 Forumite
    Received paperwork to sign and return today!

    Did anyone actually end up getting one of these cards and the £20?

    My wife and I both applied and we both returned all the relevant paperwork etc etc.............we both subsequently received identical letters saying until they had spoken to us in person they weren't processing the request?

    Which is something of a mystery as we both have a perfect credit history and we're mortgage-free.

    I'm wondering if they ever had any intention of honouring the offer?
    You'll always miss 100% of the shots you don't take - Wayne Gretzky

    Any advice that you receive from me is worth exactly what you paid for it. Not a penny more or a penny less.
  • southcoast_2
    southcoast_2 Posts: 13 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Applied 17 april on internet
    letter 20 april said approved had to send proof of address & payslip
    letter 5 may from hsbc with ducuments returned to me,continue with processing my application

    no communiction since then. Seems very slow in communication
This discussion has been closed.
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