Travel Insurance Cost Cutting Tips For Older Travellers/Pre-existing Conditions

shabba10

shabba10 wrote: »

i have just got cover for my dad ...he has epilepsy and emphasema
it is for 4 months to cyprus through EHIC PLUS ......you do need a valid ehic card (new e111 card) which i just got online 10 mins before for 9.95
his total cover cost was 172.74
just thought this might help as i got quotted up to 900 pounds

hes 77 by the way sorry i forgot to put that down

dacouch

Have a read through MSE at the many many many Axa horror stories, you could also find many on the Telegraphs Financial Agony Aunt page.

I'm a broker and brokers will tell you that Axa's customer service and claims service is very hit and miss, ti's either very good or more often bad. Here is a survey of brokers on Insurers with Axa coming in last http://www.insurancetimes.co.uk/images/ITW_041208_16.pdf

Incapuppy

shabba10 wrote: »

...you do need a valid ehic card (new e111 card) which i just got online 10 mins before for 9.95

It would have been free of charge from the official site

shabba10

Incapuppy wrote: »

It would have been free of charge from the official site

it was the address that was on the official booklet that i got from the post office .......but clicked top one on list not gov nhs one nevermind i will look on bright side i just saved about 700 quid ha ha

gocat

dacouch wrote: »

The M&S Premium Club policy is underwritten by Axa who are not great on Travel Claims.

The providers who offer "Free Travel Insurance" are often more strict on charging for Existing Medical Conditions

Well they've turned me down anyhow on the phone. So that's that one crossed off my list :rolleyes:

dacouch

Gocat generally the free policies will decline people with medical conditions or want to charge a lot extra, they have to do this as the premium is "Free" and people with medical conditions tend to be more likely to make a claim.

Try Pink who are good when Breast Cancer is involved http://www.insurepink.co.uk/ or the other trick is to have a look on one of the cancer assoications website and they normally have a link to an Insurer who is sympathetic to cancer patients

gocat

Thanks dacouch. got a policy now from Pulse Travel . Have been doing some research recently and they were one of the cheapest and have included mine and hubbies pre existing medical conditions for £370 :eek::eek:.
But get this. got a quote from All clear travel (who seem to be the same as pulse travel) and they quoted £900++ :eek::eek::eek::eek:

Seemed every day I tried for quotes with the same info input, I was getting different amounts :rolleyes:

cabbage

Hi

All the family have pre existing medical conditions and I found Intune through this forum to be very reasonable. This year they have joined Liverpool and Victoria and was able to go through the medical conditions at the time of renewal without having to ring a separate number and then ring back to accept.

Two of the medical conditions are heart related but stable.

Good luck

meili

They let you run a tab, but take your card. I don't know if this is standard, I was a bit uncomfortable with this but it worked out allright.

meili

conditions and I found Intune through this forum to be very reasonable. This year they have joined Liverpool and Victoria and was able to go through the medical conditions at thtime of renewal without having to ring a separate number and then ring back to accept.