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MSE Parents Club Part 4
Comments
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Wait.. just remembered...
We are all supposed to forego claiming CB and TC and what not as we are a drain on the government even thinking about having children in this over populated world!
Sorry, couldn't resist... :rotfl::rotfl::rotfl:
And we shouldn't take our children out incase they annoy the child-free (is that the PC term?).
I'm in a very sarcastic mood tonight, I think I am suffering a lack of ice cream and ice lollies!!! :eek::eek::eek::eek:
I should have a choc ice to be a nicer person, you all agree right? And then it's ok for me to have one.0 -
While we're talking about money, I'm going to be nebby and ask.. What does everyone else do with money they get for/because of their LOs, like the child benefit and child tax credits?
Because I'm running out of time, I've filled all the forms in to have it paid into my current account, but ideally I wanted it in a separate account with a debit card so I can use the card to pay for anything Rhys related, like clothes or things bought online, or transfer some over to the household account every so often to "refund" it for anything we buy in with the usual shopping. But I can't find a current account which doesn't look it has a minimum monthly funding of £1k and offers a debit card
ETA: I want it separate because I don't want to use Rhys' money just to "top up" our account and get us out of our overdraft - not because I'm being tight and not spending my own money on Rhys!
Want his money to build up so we can see it and it doesn't just disappear with everything else.
Too complicated? Is there an easier/different way of doing it? Does everyone else just mix it all together with SMP/wages etc?
Elle almost every banks basic current account can be opened with less than £10 and comes with a debit card they just hide it on the websites behind the stupid ones that have fees n stuff.
I've got 2 current accounts with barclays,
mine that has an overdraught facility that I've had since I worked (never go more than £10ish into the OD :cool:) 'my' bills still come out of that for my pension, mobile phone etc.
A Joint account that all the CB CTC WTC goes into plus a SO from OH of £50 a week that is my 'housekeeping' account
and a savings account that I put money from my wages and JSA into that is what we bought pretty much everything for Edgar from
Chris has a savings account and Ed will too, all money they get for birthdays, christmas, christening etc goes into there.
OH has his own current account that his wages go into and all the bills come out off plus a couple of savings accounts
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Decluttering's going well then?
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I'm catching up a million pages since Saturday evening...
...here follows the mega-reply:
They go from one extreme to the other. Just because it wasn't good for all children with special needs to be in special schools, they go over the top and end up with children in mainstream who would be better off in a special school.MFD: I know quite a few people on the spectrum thanks to the stoopid government deciding to save money by closing special schools and shoving the kids in mainstream schools where they get taught by teachers with little experience/knowledge of their needs and the poor things get bullied for being 'weird' :rolleyes:I think I'm on the low end of the spectrum along with my dad and his mum. Its soo hereditry;)
I'll have to show OH this, he thinks I'm weird for having my tins organised into categories (sweet, soup, veg, beans&spagetti, Chris's)
Isn't that just sensible? If they're not organised how do you find things or know when you're run out?
Alice never bothered about toys in her cot until about 18 months when she started having two particular ones with her. Then when we moved (about 7 months later) she completely changed and she can want anything from no toys to half a dozen out of about 20 cuddly toys she has.My_Fathers_Daughter wrote: »I have had some success in buying Benjamin a 2nd elephant and he doesn't seem to know the difference. He won't sleep without it so I am paranoid about losing it!
Actually, I don't know if he would sleep without it or not...do you think I should try him or just leave him to it? Whoever she wants it is always vitally important to her (she shouts for them the way you would shout if the house was on fire) and we ended up taking a huge bag full of them on holiday.
I've always thought of it as a swearword but at the "less bad" end of the spectrum.My_Fathers_Daughter wrote: »I think it might just be me who thinks so Bruno
....although hubby and DSS's mum agreed with me that it is not a word that a 9 year old should be using
Mr Benn is class - I have the complete series on DVD. I have a good memory though so I remember loads of stuff no one else my age remembers. Do you remember The Flumps? I've never found anyone else (except for my brothers) who remembers them - they all think Flumps are sweets.My_Fathers_Daughter wrote: »And as if by magic the shopkeeper appeared
Showing my age now
One of my brothers wouldn't even touch a clean muslin because it had had sick on it.My_Fathers_Daughter wrote: »LOL - DSS tied a muslin around his head today like a bandana...he was pretending to be a commando or something until I pointed out that I had been using it to wipe up Benjamins sick :rotfl:
Even if his brain has been affected, it doesn't automatically mean he's not going to be able to make a decent life for himself. My brother was brain damaged at birth and managed to get 5A*-C at GCSE and go to sixth form. He now has a job at a supermarket, helps run a beavers group and is a swimming coach.It's the brain stuff I'm worried about. I know the renal stuff is getting back down to much nearer normal than it was, so hopefully that can just be controlled by medication in the future and no need for dyalsis (sp?) or transplant. It's just the brain stuff.. I can't help my mind wandering as to what might be affected - for every new thing he does it's like thinking "okay, so it's not that then.. so what it is?"
She is so pretty.Buttonmoons wrote: »These are some pics from today, I should of put red eye thingy on my phone:rolleyes:
I definitely did: 2-6oz from both sides at bedtime and 6-9oz from one side in the mornings.And I bet if you expressed in the morning you'd get a larger quantity than you do in the evenings
:grouphug:feeling a bit sad. I love being a SAHM and wouldn't change my LO for the world. I love her so much, but it's had such a huge and negative effect on my relationship with DH. I know we need to do something about it, but not sure what. decided to take a big step and tell my mum how upset I am. I feel disloyal to DH doing it, but I have to talk to someone....
I tried expressing while Alice was feeding once. She jumped off with the shock of the noise and just wouldn't feed atthe same time.pink - I haven't tried the Medela mini - no idea how powerful it is compared to the Swing so that might effect it too
I'm sure you'll get the hang of it (and well done you for managing with a baby on the other boob! I haven't even tried that yet!!)
I only changed one nappy when OH was on paternity leave and that was when we (Alice and I) were by ourselves in hospital overnight.I think it's really important to let daddies have daddy time with the little munchkins - they need to bond as much as mummies do and it honestly shocked me when at New Parents group several other mums were saying their OHs hadn't even changed a nappy yet! :eek: Euan changed Alexandras nappy before I did!
No - we just offer food at regular times if they haven't already requested it. (A bit like you don't wait for a toddler to request lunch - you just offer it to them at arounf lunchtime.)I've been wondering who these mums are that don't BF on demand, what do they do, let baby scream its lungs out until it x o'clock?
Our information about breastfeeding from the midwife run antenatal classes actually implied it was bad to offer a baby food unless they had already indicated they needed it. There was something along the lines of, "You might feed them when you're just about to go out shopping." but the way it was worded implied that it was really bad to do something like that and it should only ever be very very occasionally.Maybe Oxfordshire are more progressive... they never once suggested I wake her to feed her whilst I was in hospital They just asked if she'd fed and when and how long - made a note and said call if you're worried - if not we'll be back in a couple of hours to check on you both
Not that I got any sleep... :rolleyes:money_maker wrote: »I have never had Jasmine in my bed and will never have Dylan in it either. I don't think you should have kids in bed with you, but I know very few people think that, so I dont want told off please
When Jas is sick, I go and sleep with her in her bed instead What's the difference?
We have a "child" account (just a basic current account at Halifax) which gets any money we receive because of Alice (e.g. CB, CTC, surestart maternity grant). We then use that account to pay for anything child related and I do calculations to work out what % of food/electricity costs are due to Alice and transfer those amounts to our main joint account. We also have some kind of websaver which we put any surplus in so they get a better interest rate than the current account. If we didn't have enough income to cover our other costs then we would use it (as some others have mentioned they do) but as we don't need to, we have it ringfenced as "child" money. I'm sure we'll be spending more than we get later on (since they give you extra when they're little and also if they go to university they still cost but you don't get CB and CTC anymore) so I reckon it'll more or less all get used in the end. (Of course I have spreadsheet with little graphs of the cashflow for different numbers of children.)While we're talking about money, I'm going to be nebby and ask.. What does everyone else do with money they get for/because of their LOs, like the child benefit and child tax credits?
Because I'm running out of time, I've filled all the forms in to have it paid into my current account, but ideally I wanted it in a separate account with a debit card so I can use the card to pay for anything Rhys related, like clothes or things bought online, or transfer some over to the household account every so often to "refund" it for anything we buy in with the usual shopping. But I can't find a current account which doesn't look it has a minimum monthly funding of £1k and offers a debit card
ETA: I want it separate because I don't want to use Rhys' money just to "top up" our account and get us out of our overdraft - not because I'm being tight and not spending my own money on Rhys! Want his money to build up so we can see it and it doesn't just disappear with everything else.
Too complicated? Is there an easier/different way of doing it? Does everyone else just mix it all together with SMP/wages etc?Any question, comment or opinion is not intended to be criticism of anyone else.2 Samuel 12:23 Romans 8:28 Psalm 30:5
"To every thing there is a season, and a time to every purpose under the heaven: A time to be born, and a time to die"0 -
While we're talking about money, I'm going to be nebby and ask.. What does everyone else do with money they get for/because of their LOs, like the child benefit and child tax credits?
Because I'm running out of time, I've filled all the forms in to have it paid into my current account, but ideally I wanted it in a separate account with a debit card so I can use the card to pay for anything Rhys related, like clothes or things bought online, or transfer some over to the household account every so often to "refund" it for anything we buy in with the usual shopping. But I can't find a current account which doesn't look it has a minimum monthly funding of £1k and offers a debit card
ETA: I want it separate because I don't want to use Rhys' money just to "top up" our account and get us out of our overdraft - not because I'm being tight and not spending my own money on Rhys! Want his money to build up so we can see it and it doesn't just disappear with everything else.
Too complicated? Is there an easier/different way of doing it? Does everyone else just mix it all together with SMP/wages etc?My_Fathers_Daughter wrote: »It just goes into my account and gets mixed in with the rest Elle. No point in baby having a ton of cash if we can't pay the mortgage
Once I was older, my mum used to give me my child benefit as a clothing allowance...but I had to buy all my own clothes (not shoes or school uniforms) with it.
But I guess that mum and dad were doing alright for themselves at that point.
Actually - am I right in thinking that Child Benefit can't be paid into an account in the name of the child?
I think it's really a nice idea Elle, but to MFD's and others' points,
a) the money really isn't "the child's", its yours to do what you think is best FOR the child (which I might add includes feeding and clothing yourself, and staying sane...etc)
b) this is MSE after all - saving money at the feeble savings rates of today, while not paying off any regular debt that you might have, is not really great clear those overdrafts and credit cards before worrying too much about savings.
I am trickling a tenner a month into Elijah's CTF - but also looking at what other more flexible/controllable/better savings vehicle we might sort out for his future to put real money into when we can.
ETA: SusanC, I remember the Flumps well!0 -
oh do yu all know that if you have moe than one child its a good idea to both claim CB ie. I get CB for Chris and OH gets it for Ed.
the reason being there is something called home responsibilities (if memory serves) that covers your NI contributions for something like 5yrs *off to get a link for you*
actual info http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Caringforsomeone/DG_100186910
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