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Is it wrong to want it all? Ramblings and other stuff

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    My mums just went up by £123 a quarter!!! Shes asked me to find her someone more reasonable.

    Train tickets are going down a few pennies next year? Not much use if you drive though since petrol is due to average out at £1.20 per litre by the end of the year.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Mum2One gave you a weekly breakdown of various expenses in #86. The advice is good I'm sure but it implies that a month = 4 weeks. If that were true there would only be 48 and not 52 weeks in a year:confused:. To those even more pedantic than me, I do realise that a non-leap year strictly speaking is 52 weeks and one day (7 days x 52 weeks = 364 days!!)

    Best to budget on a month being 4.3 weeks. Sorry to be a pedant but if your year is 4 weeks longer than you have budgeted for it could lead a serious problems at the end of the year.

    RS
  • Just a little comment that's absolutely nothing to do with moneysaving, but I really must bake more. I made a banana cake the other day, and it's just gorgeous!! It is however making me get even fatter :rotfl:
    Mummy to 3 fabulous boys all under 4 :eek:
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Lol I did a load of baking last night for a colleague at work who commissioned me to make his birthday cakes. Chocolate and ginger moussecake, twinks hobnobs and lemon cupcakes with lemon curd centre and thick fluffy frosting - have gone down a treat but at over 500 cal a slice or cupcake, not good for the figure!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Ooh they sound lovely, any chance you could pass me the recipe for the Moussecake?
    Mummy to 3 fabulous boys all under 4 :eek:
  • Dinah93 wrote: »
    My mums just went up by £123 a quarter!!! Shes asked me to find her someone more reasonable.

    Train tickets are going down a few pennies next year? Not much use if you drive though since petrol is due to average out at £1.20 per litre by the end of the year.

    How can your mum's be going up by so much?? Is she on water rates? We're on a meter and it really works out so much cheaper. Before we were on the meter we were paying £50 a month rates, now we've been paying £29 a month, and it's just about to go up to £34.

    I never get the train :confused:

    Don't suppose you know how much diesel is supposed to end up at? As we're getting it for less than a pound a litre at the moment...
    Mummy to 3 fabulous boys all under 4 :eek:
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Certainly, actually know it from my head at this point!

    400g dark choc (I just use tesco value and its great)
    6 eggs
    250g ginger nuts
    100g butter (approx)
    • Bash up the gingernuts until they are a fine-ish powder.
    • Melt the margerine and add to the gingernut crumbs until it binds together but is not gummy. You might not need all the margerine so add it gradually.
    • Press about 3/4 of the gingernut mix into the base of a sprung bottom cake tin (I think its a 22 cm one I use, but size isn't important in this case!). Press down firmly. I put a bit of greaseproof over the base just to make it easier to get off if I'm serving it to guests (my family can eat it out the tin!)
    • Melt the chocolate in a bowl over a pan of boiling water. Don't let the water touch the bowl.
    • While the chocolate is melting, seperate 6 eggs
    • Once choc is melted remove from heat, add the egg yolks 2 at a time to the chocolate mixture.
    • Whisk the egg whites to the soft peak stage, With an electric whisk this takes up to 5 mins, with a manual one you'll know you're about there when your arm is on fire (pre-emptive burning of calories!)
    • fold about 2 tablespoons of the egg white fluff into the chocolate mix to loosen it. Fold in the rest of the egg white mix until combined, but don't overmix or it will be very solid!
    • Pour the chocolate mix onto the gingernut base, smooth down the top, then sprinkle the last bit of the gingernut mix in the middle
    • Chill in the firdge for 6 hours (min) or up to 2 days.
    Because it has raw eggs in, its no good if you are pregnant, but amazingly yummy otherwise.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    LittleBit wrote: »
    How can your mum's be going up by so much?? Is she on water rates? We're on a meter and it really works out so much cheaper. Before we were on the meter we were paying £50 a month rates, now we've been paying £29 a month, and it's just about to go up to £34.

    I never get the train :confused:

    Don't suppose you know how much diesel is supposed to end up at? As we're getting it for less than a pound a litre at the moment...

    She's got 6 of us at home, her and dad, me and my OH, my brother (going to uni in a month) and his mate lived here for 2 years too. It's so much because its about £400 behind as no one seemed to clock the payment wasn't covering the cost, but even without the arrears they're charging her over £100 a month. Sadly yes we're on a meter.

    Diesel is due to go up inline with petrol, so the news was saying prices are due to go up 20p a litre by the end of the year, so a little less than £1.20 I guess.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93 wrote: »
    Because it has raw eggs in, its no good if you are pregnant, but amazingly yummy otherwise.


    Booo, thought that might be the case.

    My friend came round last night and brought a chocolate fudge cake she'd make me for my birthday, it was soooo moreish, and I think probably about 1000 calories per slice :eek:
    Mummy to 3 fabulous boys all under 4 :eek:
  • Not posted for a couple of days, as not really had anything to say.
    Had to go food shopping, but it only came to £40 and that will definitely last us til the end of the month.
    Went to a friends wedding reception last night, and put £20 in their card and then spent £20 on drinks. Could have really done without the expense tbh, but what are you supposed to do? Put an IOU in someone's wedding card? She announced she was pregnant too, so that was lovely news.

    I'm going to do a bit of ironing now while DS is in bed, and then sort us a new budget for next month, and look at changing our gas/electricity, as we are on a fixed rate that's going to run out in October.
    Mummy to 3 fabulous boys all under 4 :eek:
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