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oi what you doing here

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  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 4 January 2010 at 11:31PM
    oh i have 2.5 years yet to go till i am 40 so we have time ...but i need to atart planning etc now ...


    what i would like to do

    go to China see the great wall yangste (sp) river etc etc
    nip down to Tibet do some volunteer work with a charity out there that deals with blindness (cause it is up so high they have higher than average instances of glucoma so they need sunglasses)
    nip over to Nepal do some volunteer work there with the girls and families that are used to feed the families
    pop on down to Goa (or somewhere similar) have 10 days beside the beach and rest
    fly home

    i'm thinking 10 days (approx) China
    5 days Tibet (if we can get in that is)
    5 days Nepal
    10 days India

    so 30 days in total ...its what i want to do but can i do it is another matter this would be my dream holiday ...and a good way to see if it is what hubby and i want to do ( we talk often about travelling and volunteering) ...but i think i would like to do some volunteer work and some resting as well
  • taxi73
    taxi73 Posts: 20,815 Forumite
    For what it's worth EL...personally I'd pay the money off the debts as you have 2.5 years until your birthday and once debt is gone you'll have loads of money to put towards your dream.Also if you pay debt off it'll decrease the amount of interest owing.
    I know it's hard all these deciscions.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yeah I know what you mean taxi .... Thing is all my debt is currently interest free .... But it still needs to be paid so .....
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    and then at 2am i remembered my overdraft is not interest free ...duh ...no wonder my debt isnt going anywhere ...

    well done my scratchies and have 4 layers of clothes on to try and save a bit on the gas and electricity ...but i do have my laptop back yay ...

    shoulder still giving me jip ....i didnt fall asleep till after 5 am this morning it was that bad ...yesterday it was 6.30 am ...in a way thats ok as i am night shift tomorrow ...but in another that is no good with a sore shoulder
  • taxi73
    taxi73 Posts: 20,815 Forumite
    It'll only be interest free for so long and it's getting harder to get 0% deals when they run out.
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi el - where have you gone? Sent you a pm too

    some nice goals / dreams there - so what are you doing right now to take you closer to them?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi el

    just poping in to see how your getting on in the cold weather,,,,,it's very stiff isn't it??
    (down ,,bob ,z, pepe, george,,,and anyone else from smut's ville):rolleyes:
    arthritic conditions in the cold !!!:rolleyes::D

    sxx
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Phew...wondered what you was on about then!!!!
    Thank god i read the last line
  • shaun40400 wrote: »
    hi el

    just poping in to see how your getting on in the cold weather,,,,,it's very stiff isn't it??
    (down ,,bob ,z, pepe, george,,,and anyone else from smut's ville):rolleyes:
    arthritic conditions in the cold !!!:rolleyes::D

    sxx

    :eek:Oy any innuendo is in your mind only:D:rotfl:

    Besides i have a disclaimer on my thread- you haven't read the small print:cool::rotfl:

    Smutville sounds more fun than farmville.:rolleyes::rotfl:
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yeah,,,no,,,what ever :confused::confused:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
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